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89030 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 89030 zip code it's important to know that our rates are very competitive for homeowners living in North Las Vegas, NV. Many homeowners based out of your 89030 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Nevada licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 89030 should appear in the zip code field ready to go. For North Las Vegas, NV Homeowners Insurance Quotes nearby, we offer the best rates and service.

89030: Average Home Insurance Rates

For homeowners living in the great city of North Las Vegas, the average homeowners policy is considered very low in comparison to other states. Nevada premiums are estimated to be around $617 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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89030 Home Insurance Average Premiums

Local 89030 homeowners insurance quotes comparison

$367 /yr.

Shows Zip Code: 89030 lowest rates with discounts applied on average.

For the 89030, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$367 /yr.
Average Coverage:$617 /yr.
2600 sq. ft. or higher
(all discounts applied)
$917 /yr.

What is the average home insurance cost for a home in 89030?

  • • The average homeowners insurance premium paid annually for a home in 89030 is around $617 per year.

What does it cost on average per month for home insurance in 89030?

  • • Homeowners in 89030 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 89030?

  • • Autoowners in 89030 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Las Vegas area, check out other zip codes nearby 89030.
Review average rates in another zip code:
89031 homeowners insurance rates
89085 homeowners insurance rates
89081 homeowners insurance rates
89032 homeowners insurance rates
89030 homeowners insurance rates
89084 homeowners insurance rates
89086 homeowners insurance rates

Home Replacement Cost Coverage in 89030

Average Building Cost Per Square Foot in 89030: $177

Location: North Las Vegas, Nevada (Clark County)

Average Square Footage in 89030: 1,028 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89030 before you start any project. North Las Vegas homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89030 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89030 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,028 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Las Vegas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1771,028$181,900
Additional Upgrades & Added Features$2211,028$227,375
Major Home Updates or Advancements$2661,028$272,850

It's important to understand that when you estimate your replacement cost of your home in the 89030 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89030

Best Home & Auto Insurance Agencies in 89030

Rivera- Ariel I

Address: 2025 N Civic Center Dr North Las Vegas, NV 89030
Phone:
Website:
Info:

El Sol Insurance Agency

Address: 2636 E Lake Mead Blvd North Las Vegas, NV 89030
Phone:
Website:
Info:

Tee's Auto Body & Paint

Address: 2110 N Commerce St, #8788 North Las Vegas, NV 89030
Phone:
Website:
Info:

ABC Insurance

Address: 1700 N Civic Center Dr North Las Vegas, NV 89030
Phone:
Website:
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Brooke

Address: 2101 E Lake Mead Blvd North Las Vegas, NV 89030
Phone:
Website: http://www.brookeinsurancelasvegas.com
Info:

Housing Demographics for 89030

Population Review for 89030 Zip Code

For the city of North Las Vegas, the population within 89030 has increased to over 51,699 residents in population size. The current population total is 56,399. We have broken down the population based on race below. In 89030, there are over 29425 in male population and 26974 females.

PopulationValues
Total Population56,399
White Population10708
Black Population10922
Hispanic Population37770
Asian Population811
Hawaiian Population322
Indian Population1044
Other Population23677
Male Population29425
Female Population26974
Population Estimate51699

Household Data for 89030

The average number of homes in 89030 is around 15,598, there are an average of 3.37 per household. The average house value according to local real estate values is around $181,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,598
Persons Per Household3.37
Average House Value$181,900
Income Per Household$41049
Median Age29.9
Median Age Male29.9
Median Age Female30.0
89030 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias AbbreviationN LAS VEGAS
Area Code725
CityNorth Las Vegas
City Alias NameNORTH LAS VEGAS
CountyClark
County FIPS003
State FIPS32
Time Zone8
Day Light SavingY
MSA4120
PMSA
CSA332
CBSA29820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLas Vegas-Henderson-North Las Vegas, NV
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses966
Number Of Employees29119
Business First Quarter Payroll320976
Business Annual Payroll1371448
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1951269
CBSA Division Population0
Congressional District01|04
Congressional LandArea104.5|50997.97
Delivery Residential15341
Delivery Business1463
Delivery Total19280
Preferred Last Line KeyZ14533
Classification Code
Multi-County
CSA NameLas Vegas-Henderson, NV
CBSA_DIV_Name
City State KeyZ14533
Land Area9.472000
Water Area0.000000
City Alias Code
City Mixed CaseNorth Las Vegas
City Alias Mixed CaseNorth Las Vegas
Box Count0
SFDU8762
MFDU3969
State ANSI32
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number316200
Unique ZIP Name
SSA State County Code29010
Medicare CBSA Code29820
Medicare CBSA NameLas Vegas-Henderson-Paradise, NV
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClark

Nevada Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]