Get multiple home insurance quotes in 89060. Our licensed 89060, NV agents are ready to serve you.

89060 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 89060 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Pahrump, NV. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 89060 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Nevada, like average Pahrump homeowners insurance rates, coverage options or home insurance types, please select Pahrump, NV Home Insurance Rates Online!

89060 Home Insurance Average Premiums

Local 89060 homeowners insurance quotes comparison

$383 /yr.

Shows Zip Code: 89060 lowest rates with discounts applied on average.

For the 89060, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$383 /yr.
Average Coverage:$633 /yr.
2600 sq. ft. or higher
(all discounts applied)
$933 /yr.

What is the average home insurance cost for a home in 89060?

  • • The average homeowners insurance premium paid annually for a home in 89060 is around $633 per year.

What does it cost on average per month for home insurance in 89060?

  • • Homeowners in 89060 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 89060?

  • • Autoowners in 89060 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pahrump area, check out other zip codes nearby 89060.
Review average rates in another zip code:
89060 homeowners insurance rates
89048 homeowners insurance rates
89061 homeowners insurance rates

Home Replacement Cost Coverage in 89060

Average Building Cost Per Square Foot in 89060: $177

Location: Pahrump, Nevada (Nye County)

Average Square Footage in 89060: 938 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89060 before you start any project. Pahrump homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89060 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89060 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 938 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pahrump area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$177938$166,100
Additional Upgrades & Added Features$221938$207,625
Major Home Updates or Advancements$266938$249,150

It's important to understand that when you estimate your replacement cost of your home in the 89060 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89060

Best Home & Auto Insurance Agencies in 89060

Pahrump Valley Insurance

Address: 1760 Chico Ln Pahrump, NV 89060
Phone:
Website:
Info:

Housing Demographics for 89060

Population Review for 89060 Zip Code

For the city of Pahrump, the population within 89060 has increased to over 10,363 residents in population size. The current population total is 11,857. We have broken down the population based on race below. In 89060, there are over 6312 in male population and 5545 females.

PopulationValues
Total Population11,857
White Population8838
Black Population430
Hispanic Population2085
Asian Population166
Hawaiian Population49
Indian Population171
Other Population828
Male Population6312
Female Population5545
Population Estimate10363

Household Data for 89060

The average number of homes in 89060 is around 4,761, there are an average of 2.33 per household. The average house value according to local real estate values is around $166,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,761
Persons Per Household2.33
Average House Value$166,100
Income Per Household$51268
Median Age53.8
Median Age Male52.0
Median Age Female55.6
89060 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias Abbreviation
Area Code775/702
CityPahrump
City Alias NamePAHRUMP
CountyNye
County FIPS023
State FIPS32
Time Zone8
Day Light SavingY
MSA4120
PMSA
CSA332
CBSA37220
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePahrump, NV
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses136
Number Of Employees1173
Business First Quarter Payroll12301
Business Annual Payroll52228
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population43946
CBSA Division Population0
Congressional District04
Congressional LandArea50997.97
Delivery Residential4448
Delivery Business131
Delivery Total4864
Preferred Last Line KeyZ14542
Classification Code
Multi-County
CSA NameLas Vegas-Henderson, NV
CBSA_DIV_Name
City State KeyZ14542
Land Area449.434000
Water Area0.032000
City Alias Code
City Mixed CasePahrump
City Alias Mixed CasePahrump
Box Count268
SFDU3976
MFDU19
State ANSI32
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number316480
Unique ZIP Name
SSA State County Code29110
Medicare CBSA Code99929
Medicare CBSA NameRural Areas in NV
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseNye

Nevada Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]