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89409 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 89409 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Gabbs, NV quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 89409.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 89409 and start shopping.

Quickly and Easily Compare Average Rates for 89409

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Gabbs, NV home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 89409

Homeowners in Gabbs are paying roughly $618 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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89409 Home Insurance Average Premiums

Local 89409 homeowners insurance quotes comparison

$368 /yr.

Shows Zip Code: 89409 lowest rates with discounts applied on average.

For the 89409, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$368 /yr.
Average Coverage:$618 /yr.
2600 sq. ft. or higher
(all discounts applied)
$918 /yr.

What is the average home insurance cost for a home in 89409?

  • • The average homeowners insurance premium paid annually for a home in 89409 is around $618 per year.

What does it cost on average per month for home insurance in 89409?

  • • Homeowners in 89409 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 89409?

  • • Autoowners in 89409 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gabbs area, check out other zip codes nearby 89409.
Review average rates in another zip code:
89409 homeowners insurance rates

Home Replacement Cost Coverage in 89409

Average Building Cost Per Square Foot in 89409: $177

Location: Gabbs, Nevada (Nye County)

Average Square Footage in 89409: 201 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89409 before you start any project. Gabbs homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89409 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89409 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 201 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gabbs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$177201$35,600
Additional Upgrades & Added Features$221201$44,500
Major Home Updates or Advancements$266201$53,400

It's important to understand that when you estimate your replacement cost of your home in the 89409 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89409

Best Home & Auto Insurance Agencies in 89409

Housing Demographics for 89409

Population Review for 89409 Zip Code

For the city of Gabbs, the population within 89409 has increased to over 0 residents in population size. The current population total is 195. We have broken down the population based on race below. In 89409, there are over 109 in male population and 86 females.

PopulationValues
Total Population195
White Population161
Black Population0
Hispanic Population15
Asian Population1
Hawaiian Population0
Indian Population10
Other Population2
Male Population109
Female Population86
Population Estimate0

Household Data for 89409

The average number of homes in 89409 is around 104, there are an average of 1.88 per household. The average house value according to local real estate values is around $35,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode104
Persons Per Household1.88
Average House Value$35,600
Income Per Household$58958
Median Age45.8
Median Age Male44.7
Median Age Female47.0
89409 DetailsValues
StateNV
State Full NameNevada
City TypeZ
City Alias Abbreviation
Area Code775
CityGabbs
City Alias NameGABBS
CountyNye
County FIPS023
State FIPS32
Time Zone8
Day Light SavingY
MSA4120
PMSA
CSA332
CBSA37220
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePahrump, NV
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees172
Business First Quarter Payroll2324
Business Annual Payroll9315
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population43946
CBSA Division Population0
Congressional District04
Congressional LandArea50997.97
Delivery Residential0
Delivery Business0
Delivery Total7385
Preferred Last Line KeyZ14416
Classification CodeP
Multi-County
CSA NameLas Vegas-Henderson, NV
CBSA_DIV_Name
City State KeyZ14416
Land Area185.486000
Water Area0.120000
City Alias Code
City Mixed CaseGabbs
City Alias Mixed CaseGabbs
Box Count26
SFDU0
MFDU0
State ANSI32
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number313120
Unique ZIP Name
SSA State County Code29110
Medicare CBSA Code99929
Medicare CBSA NameRural Areas in NV
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseNye

Nevada Homeowners Insurance News & Information

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