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Home Insurance in 89422

Our rates are very competitive for homeowners living in the 89422 zip code. Many homeowners based out of Mina, NV have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our NV licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 89422 should appear in the zip code field ready to go.

89422 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Mina area? The average homeowners premium in 89422 is very low in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 89422, you can expect to pay around $629 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 89422 Today!

Get Home Insurance Quotes in 89422

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Nevada. Start your 89422 home insurance shopping today!

  1. Mina, NV Home Insurance Quotes

89422 Home Insurance Average Premiums

Local 89422 homeowners insurance quotes comparison

$379 /yr.

Shows Zip Code: 89422 lowest rates with discounts applied on average.

For the 89422, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$379 /yr.
Average Coverage:$629 /yr.
2600 sq. ft. or higher
(all discounts applied)		$929 /yr.

What is the average home insurance cost for a home in 89422?

  • • The average homeowners insurance premium paid annually for a home in 89422 is around $629 per year.

What does it cost on average per month for home insurance in 89422?

  • • Homeowners in 89422 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 89422?

  • • Autoowners in 89422 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mina area, check out other zip codes nearby 89422.
Review average rates in another zip code:
89422 homeowners insurance rates

Home Replacement Cost Coverage in 89422

Average Building Cost Per Square Foot in 89422: $177

Location: Mina, Nevada (Mineral County)

Average Square Footage in 89422: 932 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89422 before you start any project. Mina homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89422 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89422 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 932 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mina area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$177932$165,000
Additional Upgrades & Added Features$221932$206,250
Major Home Updates or Advancements$266932$247,500

It's important to understand that when you estimate your replacement cost of your home in the 89422 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89422

Best Home & Auto Insurance Agencies in 89422

Housing Demographics for 89422

Population Review for 89422 Zip Code

For the city of Mina, the population within 89422 has increased to over 0 residents in population size. The current population total is 138. We have broken down the population based on race below. In 89422, there are over 74 in male population and 64 females.

PopulationValues
Total Population138
White Population123
Black Population0
Hispanic Population9
Asian Population2
Hawaiian Population0
Indian Population6
Other Population2
Male Population74
Female Population64
Population Estimate0

Household Data for 89422

The average number of homes in 89422 is around 84, there are an average of 1.64 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode84
Persons Per Household1.64
Average House Value$165,000
Income Per Household$24727
Median Age64.0
Median Age Male63.0
Median Age Female64.8
89422 DetailsValues
StateNV
State Full NameNevada
City TypeZ
City Alias Abbreviation
Area Code775
CityMina
City Alias NameMINA
CountyMineral
County FIPS021
State FIPS32
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees5
Business First Quarter Payroll21
Business Annual Payroll125
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea50997.97
Delivery Residential0
Delivery Business0
Delivery Total141
Preferred Last Line KeyZ14508
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ14508
Land Area226.374000
Water Area0.418000
City Alias Code
City Mixed CaseMina
City Alias Mixed CaseMina
Box Count130
SFDU0
MFDU0
State ANSI32
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number315760
Unique ZIP Name
SSA State County Code29100
Medicare CBSA Code99929
Medicare CBSA NameRural Areas in NV
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseMineral

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