Get multiple home insurance quotes in 89447. Our licensed 89447, NV agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 89447

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 89447, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Yerington, NV from a list of top tier nationwide insurers.

Our Nevada licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 89447 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 89447

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Yerington, NV home insurance quotes in your local city and review the most competitive coverages and premiums.

89447 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Yerington we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 89447, homeowners are seeing rates around 640 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 89447!

89447 Home Insurance Average Premiums

Local 89447 homeowners insurance quotes comparison

$390 /yr.

Shows Zip Code: 89447 lowest rates with discounts applied on average.

For the 89447, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$390 /yr.
Average Coverage:$640 /yr.
2600 sq. ft. or higher
(all discounts applied)
$940 /yr.

What is the average home insurance cost for a home in 89447?

  • • The average homeowners insurance premium paid annually for a home in 89447 is around $640 per year.

What does it cost on average per month for home insurance in 89447?

  • • Homeowners in 89447 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 89447?

  • • Autoowners in 89447 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Yerington area, check out other zip codes nearby 89447.
Review average rates in another zip code:
89447 homeowners insurance rates

Home Replacement Cost Coverage in 89447

Average Building Cost Per Square Foot in 89447: $177

Location: Yerington, Nevada (Lyon County)

Average Square Footage in 89447: 948 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89447 before you start any project. Yerington homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89447 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89447 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 948 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Yerington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$177948$167,800
Additional Upgrades & Added Features$221948$209,750
Major Home Updates or Advancements$266948$251,700

It's important to understand that when you estimate your replacement cost of your home in the 89447 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89447

Best Home & Auto Insurance Agencies in 89447

Fraser Jr- George W

Address: 11 Sierra St Yerington, NV 89447
Phone:
Website:
Info:

Allstate Insurance Companies - Independent Agents- Yerington

Address: 117 S Main St Yerington, NV 89447
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 89447

Population Review for 89447 Zip Code

For the city of Yerington, the population within 89447 has increased to over 8,107 residents in population size. The current population total is 8,305. We have broken down the population based on race below. In 89447, there are over 4132 in male population and 4173 females.

PopulationValues
Total Population8,305
White Population5799
Black Population68
Hispanic Population1978
Asian Population56
Hawaiian Population9
Indian Population498
Other Population1090
Male Population4132
Female Population4173
Population Estimate8107

Household Data for 89447

The average number of homes in 89447 is around 3,420, there are an average of 2.35 per household. The average house value according to local real estate values is around $167,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,420
Persons Per Household2.35
Average House Value$167,800
Income Per Household$39122
Median Age47.2
Median Age Male46.5
Median Age Female48.3
89447 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias Abbreviation
Area Code775
CityYerington
City Alias NameYERINGTON
CountyLyon
County FIPS019
State FIPS32
Time Zone8
Day Light SavingY
MSA
PMSA
CSA456
CBSA39900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameReno, NV
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses150
Number Of Employees1530
Business First Quarter Payroll15492
Business Annual Payroll65449
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population425417
CBSA Division Population0
Congressional District02|04
Congressional LandArea55829.71|50997.97
Delivery Residential3450
Delivery Business234
Delivery Total4113
Preferred Last Line KeyZ14703
Classification Code
Multi-County
CSA NameReno-Carson City-Gardnerville Ranchos, NV-CA
CBSA_DIV_Name
City State KeyZ14703
Land Area853.787000
Water Area0.917000
City Alias Code
City Mixed CaseYerington
City Alias Mixed CaseYerington
Box Count370
SFDU2641
MFDU79
State ANSI32
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number319840
Unique ZIP Name
SSA State County Code29090
Medicare CBSA Code99929
Medicare CBSA NameRural Areas in NV
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseLyon

Nevada Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]