89521 Home Insurance Rates

For homeowners living in 89521, the population estimates are increasing to well over 39,119 with 15,372 occupied homes within the zip code of 89521. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Reno have increased and the average home insurance premium is around $594 per year in 89521. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 89521 zip code today so we can help you find affordable Reno, NV home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 89521

Please select one of the three options below based on your 89521 zip code to learn more about Nevada homeowners insurance, plus review average rates and information per state, county or city.

1. Nevada Homeowners Insurance Quotes
2. Washoe County, NV Home Insurance
3. Reno, NV Home Insurance Quotes

89521 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 89521 zip code just got easier with GetHomeInsuranceQuotes.com of Reno, NV. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 89521 today and let us help you review the best home insurance quotes available for homeowners living in Reno.

Get 89521 Homeowners Insurance Rates Now!

Average Building Cost Per Square Foot in 89521: $177

Average Square Footage in 89521: 2,640 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89521 before you start any project. Reno homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89521 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89521 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,640 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Reno area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 89521 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Comstock Insurance Agencies Inc

Queen- David G - State Farm Insurance Agent

Evans- Gerald S - State Farm Insurance Agent

Household Data for 89521

The average number of homes in 89521 is around 15,372, there are an average of 2.54 per household. The average house value according to local real estate values is around $467,200. Please review the following demographics below for average income and media age.

• North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

  The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

• 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

  While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

• Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

  Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]