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Compare 89706 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Carson City just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 8,669 neighbors looking to save on their home insurance policy in the local 89706 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 89706. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Nevada rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Carson City, NV home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Carson City, NV

89706 Home Insurance Average Premiums

Local 89706 homeowners insurance quotes comparison

$393 /yr.

Shows Zip Code: 89706 lowest rates with discounts applied on average.

For the 89706, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$393 /yr.
Average Coverage:$643 /yr.
2600 sq. ft. or higher
(all discounts applied)		$943 /yr.

What is the average home insurance cost for a home in 89706?

  • • The average homeowners insurance premium paid annually for a home in 89706 is around $643 per year.

What does it cost on average per month for home insurance in 89706?

  • • Homeowners in 89706 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 89706?

  • • Autoowners in 89706 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Carson City area, check out other zip codes nearby 89706.
Review average rates in another zip code:
89706 homeowners insurance rates
89705 homeowners insurance rates
89701 homeowners insurance rates
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Home Replacement Cost Coverage in 89706

Average Building Cost Per Square Foot in 89706: $177

Location: Carson City, Nevada (Carson City County)

Average Square Footage in 89706: 1,429 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89706 before you start any project. Carson City homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89706 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89706 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,429 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Carson City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1771,429$252,900
Additional Upgrades & Added Features$2211,429$316,125
Major Home Updates or Advancements$2661,429$379,350

It's important to understand that when you estimate your replacement cost of your home in the 89706 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89706

Best Home & Auto Insurance Agencies in 89706

Hill- Dana B - State Farm Insurance Agent

Address: 10088 US-50 Carson City, NV 89706
Phone:
Website:
Info:

Housing Demographics for 89706

Population Review for 89706 Zip Code

For the city of Carson City, the population within 89706 has increased to over 20,517 residents in population size. The current population total is 20,778. We have broken down the population based on race below. In 89706, there are over 10317 in male population and 10461 females.

PopulationValues
Total Population20,778
White Population13593
Black Population221
Hispanic Population6282
Asian Population462
Hawaiian Population53
Indian Population446
Other Population2769
Male Population10317
Female Population10461
Population Estimate20517

Household Data for 89706

The average number of homes in 89706 is around 8,669, there are an average of 2.38 per household. The average house value according to local real estate values is around $252,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,669
Persons Per Household2.38
Average House Value$252,900
Income Per Household$56033
Median Age41.5
Median Age Male40.0
Median Age Female43.3
89706 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias Abbreviation
Area Code775
CityCarson City
City Alias NameCARSON CITY
CountyCarson City
County FIPS510
State FIPS32
Time Zone8
Day Light SavingY
MSA
PMSA
CSA456
CBSA16180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCarson City, NV
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses638
Number Of Employees7570
Business First Quarter Payroll91785
Business Annual Payroll435087
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population55274
CBSA Division Population0
Congressional District02
Congressional LandArea55829.71
Delivery Residential8621
Delivery Business1031
Delivery Total10481
Preferred Last Line KeyZ14342
Classification Code
Multi-CountyY
CSA NameReno-Carson City-Gardnerville Ranchos, NV-CA
CBSA_DIV_Name
City State KeyZ14342
Land Area34.512000
Water Area0.046000
City Alias Code
City Mixed CaseCarson City
City Alias Mixed CaseCarson City
Box Count0
SFDU3885
MFDU1263
State ANSI32
County ANSI510
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number311360
Unique ZIP Name
SSA State County Code29120
Medicare CBSA Code16180
Medicare CBSA NameCarson City, NV
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseCarson City

Nevada Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]