Get multiple home insurance quotes in 03051. Our licensed 03051, NH agents are ready to serve you.

03051 Home Insurance Rates

For homeowners living in 03051, the population estimates are increasing to well over 25,394 with 9,625 occupied homes within the zip code of 03051. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Hudson have increased and the average home insurance premium is around $720 per year in 03051. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 03051 zip code today so we can help you find affordable Hudson, NH home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 03051

Please select one of the three options below based on your 03051 zip code to learn more about New Hampshire homeowners insurance, plus review average rates and information per state, county or city.

  1. New Hampshire Homeowners Insurance Quotes
  2. Hillsborough County, NH Home Insurance
  3. Hudson, NH Home Insurance Quotes

03051 Average Home Insurance Rating Cost is: Medium!

Getting cheaper homeowners insurance in the 03051 zip code just got easier with GetHomeInsuranceQuotes.com of Hudson, NH. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 03051 today and let us help you review the best home insurance quotes available for homeowners living in Hudson.

Get 03051 Homeowners Insurance Rates Now!

03051 Home Insurance Average Premiums

Local 03051 homeowners insurance quotes comparison

$470 /yr.

Shows Zip Code: 03051 lowest rates with discounts applied on average.

For the 03051, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$470 /yr.
Average Coverage:$720 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1020 /yr.

What is the average home insurance cost for a home in 03051?

  • • The average homeowners insurance premium paid annually for a home in 03051 is around $720 per year.

What does it cost on average per month for home insurance in 03051?

  • • Homeowners in 03051 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 03051?

  • • Autoowners in 03051 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hudson area, check out other zip codes nearby 03051.
Review average rates in another zip code:
03051 homeowners insurance rates

Home Replacement Cost Coverage in 03051

Average Building Cost Per Square Foot in 03051: $172

Location: Hudson, New Hampshire (Hillsborough County)

Average Square Footage in 03051: 1,920 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03051 before you start any project. Hudson homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03051 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03051 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,920 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hudson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,920$330,200
Additional Upgrades & Added Features$2151,920$412,750
Major Home Updates or Advancements$2581,920$495,300

It's important to understand that when you estimate your replacement cost of your home in the 03051 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03051

French Insurance Agency

Address: 12 Derry Street Hudson, NH 03051
Phone: (603)882-9532
Website:

Best Home & Auto Insurance Agencies in 03051

French Insurance Agency

Address: 12 Derry St Hudson, NH 03051
Phone:
Website:
Info:

Allstate Insurance Company

Address: 225 Lowell Rd Hudson, NH 03051
Phone:
Website:
Info:

Housing Demographics for 03051

Population Review for 03051 Zip Code

For the city of Hudson, the population within 03051 has increased to over 26,063 residents in population size. The current population total is 25,394. We have broken down the population based on race below. In 03051, there are over 12651 in male population and 12743 females.

PopulationValues
Total Population25,394
White Population22394
Black Population334
Hispanic Population1151
Asian Population719
Hawaiian Population11
Indian Population28
Other Population499
Male Population12651
Female Population12743
Population Estimate26063

Household Data for 03051

The average number of homes in 03051 is around 9,625, there are an average of 2.62 per household. The average house value according to local real estate values is around $330,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,625
Persons Per Household2.62
Average House Value$330,200
Income Per Household$112285
Median Age43.7
Median Age Male42.4
Median Age Female45.1
03051 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityHudson
City Alias NameHUDSON
CountyHillsborough
County FIPS011
State FIPS33
Time Zone5
Day Light SavingY
MSA1122
PMSA5350
CSA148
CBSA31700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameManchester-Nashua, NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameNashua, NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses645
Number Of Employees10342
Business First Quarter Payroll169772
Business Annual Payroll703916
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population400721
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential9948
Delivery Business680
Delivery Total11028
Preferred Last Line KeyV25527
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV25527
Land Area28.282000
Water Area0.979000
City Alias Code
City Mixed CaseHudson
City Alias Mixed CaseHudson
Box Count178
SFDU7956
MFDU955
State ANSI33
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number324140
Unique ZIP Name
SSA State County Code30050
Medicare CBSA Code31700
Medicare CBSA NameManchester-Nashua, NH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseHillsborough

New Hampshire Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]