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03053 Homeowners Insurance Quotes & Rates

Londonderry residents living within the 9,454 homes available in the zip code of 03053 are shopping online to compare cheaper and more affordable Londonderry, NH home insurance rates. In the great city of Londonderry, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of New Hampshire is around $801 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 03053 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 03053 home insurance rates today! Please give us a call now at 1-855-976-2656. For Londonderry, NH Homeowners Insurance Quotes, Click to easily get started!

03053 Home Insurance Average Premiums

Local 03053 homeowners insurance quotes comparison

$551 /yr.

Shows Zip Code: 03053 lowest rates with discounts applied on average.

For the 03053, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$551 /yr.
Average Coverage:$801 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1101 /yr.

What is the average home insurance cost for a home in 03053?

  • • The average homeowners insurance premium paid annually for a home in 03053 is around $801 per year.

What does it cost on average per month for home insurance in 03053?

  • • Homeowners in 03053 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 03053?

  • • Autoowners in 03053 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Londonderry area, check out other zip codes nearby 03053.
Review average rates in another zip code:
03053 homeowners insurance rates

Home Replacement Cost Coverage in 03053

Average Building Cost Per Square Foot in 03053: $172

Location: Londonderry, New Hampshire (Rockingham County)

Average Square Footage in 03053: 2,135 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03053 before you start any project. Londonderry homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03053 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03053 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,135 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Londonderry area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1722,135$367,300
Additional Upgrades & Added Features$2152,135$459,125
Major Home Updates or Advancements$2582,135$550,950

It's important to understand that when you estimate your replacement cost of your home in the 03053 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03053

San/Financial Ins Svs Inc

Address: 194 Rockingham Rd Derry, NH 03053
Phone: (603)432-6414
Website:

Financial Insurance Agency

Address: 194 Rockingham Road Londonderry, NH 03053
Phone: (603)432-6414
Website: www.fisins.com

Best Home & Auto Insurance Agencies in 03053

Reynolds, Jamie - State Farm Insurance Agent

Address: 183 Mammoth Rd Londonderry, NH 03053
Phone:
Website: http://www.portsmouth.citysearch.com/profile/external/608763530/londonderry_nh/reynolds_jamie_state_farm_insurance_agent.html
Info:

Brownell Insurance Center, Incorporated

Address: 5 Nashua Rd Londonderry, NH 03053
Phone:
Website: http://www.brownellinsurance.com/
Info:

Allstate Insurance Company - Linda Nutter Krantz

Address: 3 Orchard View Dr Londonderry, NH 03053
Phone:
Website: http://www.allstate.com/
Info:

State Farm Insurance

Address: 1 Commons Dr, #A Londonderry, NH 03053
Phone:
Website: http://www.portsmouth.citysearch.com/profile/external/610024720/londonderry_nh/state_farm_insurance.html
Info:

Financial Insurance Agency

Address: 194 Rockingham Rd Londonderry, NH 03053
Phone:
Website: http://www.fisins.com
Info:

Housing Demographics for 03053

Population Review for 03053 Zip Code

For the city of Londonderry, the population within 03053 has increased to over 27,487 residents in population size. The current population total is 25,646. We have broken down the population based on race below. In 03053, there are over 12649 in male population and 12997 females.

PopulationValues
Total Population25,646
White Population23220
Black Population219
Hispanic Population955
Asian Population499
Hawaiian Population11
Indian Population20
Other Population325
Male Population12649
Female Population12997
Population Estimate27487

Household Data for 03053

The average number of homes in 03053 is around 9,454, there are an average of 2.71 per household. The average house value according to local real estate values is around $367,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,454
Persons Per Household2.71
Average House Value$367,300
Income Per Household$116996
Median Age42.2
Median Age Male40.7
Median Age Female43.6
03053 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityLondonderry
City Alias NameLONDONDERRY
CountyRockingham
County FIPS015
State FIPS33
Time Zone5
Day Light SavingY
MSA1122
PMSA4760
CSA148
CBSA14460
CBSA_DIV40484
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameManchester, NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses768
Number Of Employees14636
Business First Quarter Payroll200440
Business Annual Payroll874866
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population418366
Congressional District01
Congressional LandArea2463.65
Delivery Residential10143
Delivery Business737
Delivery Total11484
Preferred Last Line KeyV25556
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameRockingham County-Strafford County, NH
City State KeyV25556
Land Area41.668000
Water Area0.128000
City Alias Code
City Mixed CaseLondonderry
City Alias Mixed CaseLondonderry
Box Count353
SFDU7100
MFDU1740
State ANSI33
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number324650
Unique ZIP Name
SSA State County Code30070
Medicare CBSA Code40484
Medicare CBSA NameRockingham County-Strafford County, NH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseRockingham

New Hampshire Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]