Get multiple home insurance quotes in 03062. Our licensed 03062, NH agents are ready to serve you.

03062 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 03062 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Nashua, NH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 03062 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in New Hampshire, like average Nashua homeowners insurance rates, coverage options or home insurance types, please select Nashua, NH Home Insurance Rates Online!

03062 Home Insurance Average Premiums

Local 03062 homeowners insurance quotes comparison

$589 /yr.

Shows Zip Code: 03062 lowest rates with discounts applied on average.

For the 03062, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$589 /yr.
Average Coverage:$839 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1139 /yr.

What is the average home insurance cost for a home in 03062?

  • • The average homeowners insurance premium paid annually for a home in 03062 is around $839 per year.

What does it cost on average per month for home insurance in 03062?

  • • Homeowners in 03062 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 03062?

  • • Autoowners in 03062 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nashua area, check out other zip codes nearby 03062.
Review average rates in another zip code:
03060 homeowners insurance rates
03063 homeowners insurance rates
03064 homeowners insurance rates
03062 homeowners insurance rates

Home Replacement Cost Coverage in 03062

Average Building Cost Per Square Foot in 03062: $172

Location: Nashua, New Hampshire (Hillsborough County)

Average Square Footage in 03062: 1,863 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03062 before you start any project. Nashua homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03062 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03062 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,863 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nashua area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,863$320,500
Additional Upgrades & Added Features$2151,863$400,625
Major Home Updates or Advancements$2581,863$480,750

It's important to understand that when you estimate your replacement cost of your home in the 03062 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03062

Best Home & Auto Insurance Agencies in 03062

Allstate Insurance Companies - Sales Offices- Nashua

Address: 505 W Hollis St, #204 Nashua, NH 03062
Phone:
Website:
Info:

Allstate Insurance Company - Corinne Crosby

Address: 505 West Hollis Street Nashua, NH 03062
Phone:
Website: http://www.allstateagencies.com/ccrosby/Welcome/
Info:

Housing Demographics for 03062

Population Review for 03062 Zip Code

For the city of Nashua, the population within 03062 has increased to over 29,272 residents in population size. The current population total is 28,966. We have broken down the population based on race below. In 03062, there are over 14380 in male population and 14586 females.

PopulationValues
Total Population28,966
White Population21619
Black Population609
Hispanic Population1726
Asian Population4094
Hawaiian Population6
Indian Population41
Other Population766
Male Population14380
Female Population14586
Population Estimate29272

Household Data for 03062

The average number of homes in 03062 is around 11,901, there are an average of 2.42 per household. The average house value according to local real estate values is around $320,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,901
Persons Per Household2.42
Average House Value$320,500
Income Per Household$95279
Median Age44.0
Median Age Male42.6
Median Age Female45.3
03062 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityNashua
City Alias NameNASHUA
CountyHillsborough
County FIPS011
State FIPS33
Time Zone5
Day Light SavingY
MSA1122
PMSA5350
CSA148
CBSA31700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameManchester-Nashua, NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NameNashua, NH PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses456
Number Of Employees8264
Business First Quarter Payroll187700
Business Annual Payroll768836
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population400721
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential12096
Delivery Business433
Delivery Total12461
Preferred Last Line KeyV25611
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV25611
Land Area12.029000
Water Area0.133000
City Alias Code
City Mixed CaseNashua
City Alias Mixed CaseNashua
Box Count0
SFDU7273
MFDU3330
State ANSI33
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number325520
Unique ZIP Name
SSA State County Code30050
Medicare CBSA Code31700
Medicare CBSA NameManchester-Nashua, NH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseHillsborough

New Hampshire Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]