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Home Insurance Quotes in 03217

Are you shopping for a cheaper homeowners insurance rate in 03217? Our rates are very competitive for homeowners living in Ashland, NH. Many homeowners located in the 03217 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our New Hampshire licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 03217. To get free 03217 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 03217 zip code should appear in the zip code field ready to go. Shopping Ashland, NH Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 03217 to review the best rate coverages.

Your 03217 Home Insurance Costs Is Rated: Medium!

For the great city of Ashland, the average home insurance premium paid annually is around $771 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our New Hampshire specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Ashland and need insurance on your home in the 03217 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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03217 Home Insurance Average Premiums

Local 03217 homeowners insurance quotes comparison

$521 /yr.

Shows Zip Code: 03217 lowest rates with discounts applied on average.

For the 03217, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$521 /yr.
Average Coverage:$771 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1071 /yr.

What is the average home insurance cost for a home in 03217?

  • • The average homeowners insurance premium paid annually for a home in 03217 is around $771 per year.

What does it cost on average per month for home insurance in 03217?

  • • Homeowners in 03217 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 03217?

  • • Autoowners in 03217 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ashland area, check out other zip codes nearby 03217.
Review average rates in another zip code:
03217 homeowners insurance rates

Home Replacement Cost Coverage in 03217

Average Building Cost Per Square Foot in 03217: $172

Location: Ashland, New Hampshire (Grafton County)

Average Square Footage in 03217: 1,028 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03217 before you start any project. Ashland homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03217 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03217 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,028 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ashland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,028$176,800
Additional Upgrades & Added Features$2151,028$221,000
Major Home Updates or Advancements$2581,028$265,200

It's important to understand that when you estimate your replacement cost of your home in the 03217 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03217

Best Home & Auto Insurance Agencies in 03217

Housing Demographics for 03217

Population Review for 03217 Zip Code

For the city of Ashland, the population within 03217 has increased to over 1,268 residents in population size. The current population total is 1,938. We have broken down the population based on race below. In 03217, there are over 952 in male population and 986 females.

PopulationValues
Total Population1,938
White Population1803
Black Population1
Hispanic Population36
Asian Population15
Hawaiian Population3
Indian Population3
Other Population12
Male Population952
Female Population986
Population Estimate1268

Household Data for 03217

The average number of homes in 03217 is around 938, there are an average of 2.07 per household. The average house value according to local real estate values is around $176,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode938
Persons Per Household2.07
Average House Value$176,800
Income Per Household$48509
Median Age47.1
Median Age Male44.2
Median Age Female49.8
03217 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityAshland
City Alias NameASHLAND
CountyGrafton
County FIPS009
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA30150
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLebanon-Claremont, NH-VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses74
Number Of Employees671
Business First Quarter Payroll6499
Business Annual Payroll31166
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential613
Delivery Business22
Delivery Total1245
Preferred Last Line KeyV25341
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25341
Land Area11.227000
Water Area0.545000
City Alias Code
City Mixed CaseAshland
City Alias Mixed CaseAshland
Box Count533
SFDU520
MFDU51
State ANSI33
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number320270
Unique ZIP Name
SSA State County Code30040
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseGrafton

New Hampshire Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]