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03222 Homeowners Insurance Quotes & Rates

Bristol residents living within the 2,516 homes available in the zip code of 03222 are shopping online to compare cheaper and more affordable Bristol, NH home insurance rates. In the great city of Bristol, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of New Hampshire is around $826 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 03222 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 03222 home insurance rates today! Please give us a call now at 1-855-976-2656. For Bristol, NH Homeowners Insurance Quotes, Click to easily get started!

03222 Home Insurance Average Premiums

Local 03222 homeowners insurance quotes comparison

$576 /yr.

Shows Zip Code: 03222 lowest rates with discounts applied on average.

For the 03222, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$576 /yr.
Average Coverage:$826 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1126 /yr.

What is the average home insurance cost for a home in 03222?

  • • The average homeowners insurance premium paid annually for a home in 03222 is around $826 per year.

What does it cost on average per month for home insurance in 03222?

  • • Homeowners in 03222 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 03222?

  • • Autoowners in 03222 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bristol area, check out other zip codes nearby 03222.
Review average rates in another zip code:
03222 homeowners insurance rates

Home Replacement Cost Coverage in 03222

Average Building Cost Per Square Foot in 03222: $172

Location: Bristol, New Hampshire (Grafton County)

Average Square Footage in 03222: 1,224 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03222 before you start any project. Bristol homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03222 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03222 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,224 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bristol area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,224$210,600
Additional Upgrades & Added Features$2151,224$263,250
Major Home Updates or Advancements$2581,224$315,900

It's important to understand that when you estimate your replacement cost of your home in the 03222 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03222

Best Home & Auto Insurance Agencies in 03222

Housing Demographics for 03222

Population Review for 03222 Zip Code

For the city of Bristol, the population within 03222 has increased to over 6,805 residents in population size. The current population total is 5,743. We have broken down the population based on race below. In 03222, there are over 2861 in male population and 2882 females.

PopulationValues
Total Population5,743
White Population5339
Black Population19
Hispanic Population87
Asian Population50
Hawaiian Population0
Indian Population25
Other Population40
Male Population2861
Female Population2882
Population Estimate6805

Household Data for 03222

The average number of homes in 03222 is around 2,516, there are an average of 2.28 per household. The average house value according to local real estate values is around $210,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,516
Persons Per Household2.28
Average House Value$210,600
Income Per Household$70000
Median Age50.7
Median Age Male49.2
Median Age Female52.1
03222 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityBristol
City Alias NameBRISTOL
CountyGrafton
County FIPS009
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA30150
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLebanon-Claremont, NH-VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses148
Number Of Employees1340
Business First Quarter Payroll15376
Business Annual Payroll65073
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential2985
Delivery Business135
Delivery Total3521
Preferred Last Line KeyV25366
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25366
Land Area71.295000
Water Area5.389000
City Alias Code
City Mixed CaseBristol
City Alias Mixed CaseBristol
Box Count343
SFDU2435
MFDU172
State ANSI33
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number320750
Unique ZIP Name
SSA State County Code30040
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseGrafton

New Hampshire Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]