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03229, NH Home Insurance

In the zip code of 03229, the population size is around 5,919, which consists of 2,307 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Contoocook, NH. A few years ago, a study was done and found that the average home insurance rates for New Hampshire are around $816 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 03229 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Contoocook. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Contoocook, NH Homeowners Insurance Online Rates Today!

03229 Home Insurance Average Premiums

Local 03229 homeowners insurance quotes comparison

$566 /yr.

Shows Zip Code: 03229 lowest rates with discounts applied on average.

For the 03229, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$566 /yr.
Average Coverage:$816 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1116 /yr.

What is the average home insurance cost for a home in 03229?

  • • The average homeowners insurance premium paid annually for a home in 03229 is around $816 per year.

What does it cost on average per month for home insurance in 03229?

  • • Homeowners in 03229 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 03229?

  • • Autoowners in 03229 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Contoocook area, check out other zip codes nearby 03229.
Review average rates in another zip code:
03229 homeowners insurance rates

Home Replacement Cost Coverage in 03229

Average Building Cost Per Square Foot in 03229: $172

Location: Contoocook, New Hampshire (Merrimack County)

Average Square Footage in 03229: 1,813 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03229 before you start any project. Contoocook homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03229 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03229 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,813 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Contoocook area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,813$311,900
Additional Upgrades & Added Features$2151,813$389,875
Major Home Updates or Advancements$2581,813$467,850

It's important to understand that when you estimate your replacement cost of your home in the 03229 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03229

Allstate Insurance Agency Inc

Address: 902 Main Hopkinton, NH 03229
Phone: (603)746-4613
Website: agent.allstate.com/dennistravers/welcome/

Best Home & Auto Insurance Agencies in 03229

Allstate Insurance Agency Inc

Address: 902 Main St Contoocook, NH 03229
Phone:
Website: http://www.agent.allstate.com/dennistravers/welcome/
Info:

Housing Demographics for 03229

Population Review for 03229 Zip Code

For the city of Contoocook, the population within 03229 has increased to over 5,875 residents in population size. The current population total is 5,919. We have broken down the population based on race below. In 03229, there are over 2908 in male population and 3011 females.

PopulationValues
Total Population5,919
White Population5545
Black Population24
Hispanic Population133
Asian Population34
Hawaiian Population0
Indian Population7
Other Population39
Male Population2908
Female Population3011
Population Estimate5875

Household Data for 03229

The average number of homes in 03229 is around 2,307, there are an average of 2.57 per household. The average house value according to local real estate values is around $311,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,307
Persons Per Household2.57
Average House Value$311,900
Income Per Household$100665
Median Age46.2
Median Age Male45.3
Median Age Female47.1
03229 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityContoocook
City Alias NameCONTOOCOOK
CountyMerrimack
County FIPS013
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA18180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameConcord, NH
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses129
Number Of Employees1421
Business First Quarter Payroll16946
Business Annual Payroll78271
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population146445
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential2286
Delivery Business58
Delivery Total2746
Preferred Last Line KeyV25404
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV25404
Land Area43.323000
Water Area1.790000
City Alias Code
City Mixed CaseContoocook
City Alias Mixed CaseContoocook
Box Count280
SFDU2158
MFDU60
State ANSI33
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number321500
Unique ZIP Name
SSA State County Code30060
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseMerrimack

New Hampshire Homeowners Insurance News & Information

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