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Searching for Homeowners Insurance in 03241

If you are a homeowners that lives in 03241 you may be searching for more affordable homeowners insurance in Hebron. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Hebron, NH. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our New Hampshire licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 03241 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Hebron, NH home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 03241 Home Insurance Costs: medium!

In Hebron, homeowners are paying roughly $774 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 03241 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Hebron are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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03241 Home Insurance Average Premiums

Local 03241 homeowners insurance quotes comparison

$524 /yr.

Shows Zip Code: 03241 lowest rates with discounts applied on average.

For the 03241, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$524 /yr.
Average Coverage:$774 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1074 /yr.

What is the average home insurance cost for a home in 03241?

  • • The average homeowners insurance premium paid annually for a home in 03241 is around $774 per year.

What does it cost on average per month for home insurance in 03241?

  • • Homeowners in 03241 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 03241?

  • • Autoowners in 03241 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hebron area, check out other zip codes nearby 03241.
Review average rates in another zip code:
03241 homeowners insurance rates

Home Replacement Cost Coverage in 03241

Average Building Cost Per Square Foot in 03241: $172

Location: Hebron, New Hampshire (Grafton County)

Average Square Footage in 03241: 1,719 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03241 before you start any project. Hebron homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03241 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03241 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,719 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hebron area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,719$295,700
Additional Upgrades & Added Features$2151,719$369,625
Major Home Updates or Advancements$2581,719$443,550

It's important to understand that when you estimate your replacement cost of your home in the 03241 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03241

Best Home & Auto Insurance Agencies in 03241

Housing Demographics for 03241

Population Review for 03241 Zip Code

For the city of Hebron, the population within 03241 has increased to over 826 residents in population size. The current population total is 953. We have broken down the population based on race below. In 03241, there are over 516 in male population and 437 females.

PopulationValues
Total Population953
White Population918
Black Population3
Hispanic Population9
Asian Population4
Hawaiian Population0
Indian Population0
Other Population3
Male Population516
Female Population437
Population Estimate826

Household Data for 03241

The average number of homes in 03241 is around 444, there are an average of 2.12 per household. The average house value according to local real estate values is around $295,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode444
Persons Per Household2.12
Average House Value$295,700
Income Per Household$81607
Median Age61.1
Median Age Male62.2
Median Age Female59.8
03241 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityHebron
City Alias NameHEBRON
CountyGrafton
County FIPS009
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA30150
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLebanon-Claremont, NH-VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses30
Number Of Employees114
Business First Quarter Payroll1283
Business Annual Payroll6174
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential390
Delivery Business18
Delivery Total645
Preferred Last Line KeyV25517
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25517
Land Area36.990000
Water Area2.309000
City Alias Code
City Mixed CaseHebron
City Alias Mixed CaseHebron
Box Count220
SFDU363
MFDU0
State ANSI33
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number323870
Unique ZIP Name
SSA State County Code30040
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseGrafton

New Hampshire Homeowners Insurance News & Information

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  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]