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03263 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 03263? There are over 1,657 occupied homes in the 03263 area. With a population size of 4,094, it's not uncommon for residence of Pittsfield, NH to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in New Hampshire is around $787 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 03263 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Pittsfield, NH Home Insurance Rate Quotes

03263 Home Insurance Average Premiums

Local 03263 homeowners insurance quotes comparison

$537 /yr.

Shows Zip Code: 03263 lowest rates with discounts applied on average.

For the 03263, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$537 /yr.
Average Coverage:$787 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1087 /yr.

What is the average home insurance cost for a home in 03263?

  • • The average homeowners insurance premium paid annually for a home in 03263 is around $787 per year.

What does it cost on average per month for home insurance in 03263?

  • • Homeowners in 03263 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 03263?

  • • Autoowners in 03263 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittsfield area, check out other zip codes nearby 03263.
Review average rates in another zip code:
03263 homeowners insurance rates

Home Replacement Cost Coverage in 03263

Average Building Cost Per Square Foot in 03263: $172

Location: Pittsfield, New Hampshire (Merrimack County)

Average Square Footage in 03263: 1,166 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03263 before you start any project. Pittsfield homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03263 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03263 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,166 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittsfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,166$200,600
Additional Upgrades & Added Features$2151,166$250,750
Major Home Updates or Advancements$2581,166$300,900

It's important to understand that when you estimate your replacement cost of your home in the 03263 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03263

Best Home & Auto Insurance Agencies in 03263

Housing Demographics for 03263

Population Review for 03263 Zip Code

For the city of Pittsfield, the population within 03263 has increased to over 4,124 residents in population size. The current population total is 4,094. We have broken down the population based on race below. In 03263, there are over 2099 in male population and 1995 females.

PopulationValues
Total Population4,094
White Population3704
Black Population32
Hispanic Population100
Asian Population20
Hawaiian Population0
Indian Population22
Other Population28
Male Population2099
Female Population1995
Population Estimate4124

Household Data for 03263

The average number of homes in 03263 is around 1,657, there are an average of 2.47 per household. The average house value according to local real estate values is around $200,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,657
Persons Per Household2.47
Average House Value$200,600
Income Per Household$58036
Median Age40.8
Median Age Male40.0
Median Age Female41.7
03263 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityPittsfield
City Alias NamePITTSFIELD
CountyMerrimack
County FIPS013
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA18180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameConcord, NH
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses90
Number Of Employees1118
Business First Quarter Payroll14512
Business Annual Payroll61822
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population146445
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential1670
Delivery Business59
Delivery Total1952
Preferred Last Line KeyV25671
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV25671
Land Area24.480000
Water Area0.288000
City Alias Code
City Mixed CasePittsfield
City Alias Mixed CasePittsfield
Box Count148
SFDU1549
MFDU97
State ANSI33
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number326780
Unique ZIP Name
SSA State County Code30060
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseMerrimack

New Hampshire Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]