Get multiple home insurance quotes in 03266. Our licensed 03266, NH agents are ready to serve you.

03266 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 03266 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Rumney, NH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 03266 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in New Hampshire, like average Rumney homeowners insurance rates, coverage options or home insurance types, please select Rumney, NH Home Insurance Rates Online!

03266 Home Insurance Average Premiums

Local 03266 homeowners insurance quotes comparison

$532 /yr.

Shows Zip Code: 03266 lowest rates with discounts applied on average.

For the 03266, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$532 /yr.
Average Coverage:$782 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1082 /yr.

What is the average home insurance cost for a home in 03266?

  • • The average homeowners insurance premium paid annually for a home in 03266 is around $782 per year.

What does it cost on average per month for home insurance in 03266?

  • • Homeowners in 03266 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 03266?

  • • Autoowners in 03266 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rumney area, check out other zip codes nearby 03266.
Review average rates in another zip code:
03266 homeowners insurance rates

Home Replacement Cost Coverage in 03266

Average Building Cost Per Square Foot in 03266: $172

Location: Rumney, New Hampshire (Grafton County)

Average Square Footage in 03266: 1,159 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03266 before you start any project. Rumney homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03266 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03266 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,159 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rumney area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,159$199,300
Additional Upgrades & Added Features$2151,159$249,125
Major Home Updates or Advancements$2581,159$298,950

It's important to understand that when you estimate your replacement cost of your home in the 03266 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03266

Best Home & Auto Insurance Agencies in 03266

Housing Demographics for 03266

Population Review for 03266 Zip Code

For the city of Rumney, the population within 03266 has increased to over 2,044 residents in population size. The current population total is 2,098. We have broken down the population based on race below. In 03266, there are over 1041 in male population and 1057 females.

PopulationValues
Total Population2,098
White Population1962
Black Population1
Hispanic Population16
Asian Population8
Hawaiian Population0
Indian Population6
Other Population9
Male Population1041
Female Population1057
Population Estimate2044

Household Data for 03266

The average number of homes in 03266 is around 944, there are an average of 2.21 per household. The average house value according to local real estate values is around $199,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode944
Persons Per Household2.21
Average House Value$199,300
Income Per Household$57361
Median Age52.5
Median Age Male53.5
Median Age Female50.8
03266 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityRumney
City Alias NameRUMNEY
CountyGrafton
County FIPS009
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA30150
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLebanon-Claremont, NH-VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses42
Number Of Employees223
Business First Quarter Payroll1814
Business Annual Payroll8354
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential925
Delivery Business23
Delivery Total1565
Preferred Last Line KeyV25687
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25687
Land Area110.352000
Water Area1.551000
City Alias Code
City Mixed CaseRumney
City Alias Mixed CaseRumney
Box Count198
SFDU918
MFDU7
State ANSI33
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number327170
Unique ZIP Name
SSA State County Code30040
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseGrafton

New Hampshire Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]