Get multiple home insurance quotes in 03269. Our licensed 03269, NH agents are ready to serve you.

03269, NH Homeowners Insurance Rates

With a population size of 3,026 and with 1,216 occupied homes in the 03269 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Sanbornton, NH are around $773 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Sanbornton, New Hampshire. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your New Hampshire home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Sanbornton, NH.

For New Hampshire home insurance information, including average Sanbornton home insurance rates, coverage options or the different homeowners insurance types, please select Sanbornton, NH Home Insurance Quotes Now!

03269 Home Insurance Average Premiums

Local 03269 homeowners insurance quotes comparison

$523 /yr.

Shows Zip Code: 03269 lowest rates with discounts applied on average.

For the 03269, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$523 /yr.
Average Coverage:$773 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1073 /yr.

What is the average home insurance cost for a home in 03269?

  • • The average homeowners insurance premium paid annually for a home in 03269 is around $773 per year.

What does it cost on average per month for home insurance in 03269?

  • • Homeowners in 03269 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 03269?

  • • Autoowners in 03269 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sanbornton area, check out other zip codes nearby 03269.
Review average rates in another zip code:
03269 homeowners insurance rates

Home Replacement Cost Coverage in 03269

Average Building Cost Per Square Foot in 03269: $172

Location: Sanbornton, New Hampshire (Belknap County)

Average Square Footage in 03269: 1,718 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03269 before you start any project. Sanbornton homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03269 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03269 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,718 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sanbornton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,718$295,500
Additional Upgrades & Added Features$2151,718$369,375
Major Home Updates or Advancements$2581,718$443,250

It's important to understand that when you estimate your replacement cost of your home in the 03269 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03269

Best Home & Auto Insurance Agencies in 03269

Housing Demographics for 03269

Population Review for 03269 Zip Code

For the city of Sanbornton, the population within 03269 has increased to over 3,062 residents in population size. The current population total is 3,026. We have broken down the population based on race below. In 03269, there are over 1569 in male population and 1457 females.

PopulationValues
Total Population3,026
White Population2839
Black Population13
Hispanic Population59
Asian Population18
Hawaiian Population0
Indian Population3
Other Population18
Male Population1569
Female Population1457
Population Estimate3062

Household Data for 03269

The average number of homes in 03269 is around 1,216, there are an average of 2.48 per household. The average house value according to local real estate values is around $295,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,216
Persons Per Household2.48
Average House Value$295,500
Income Per Household$75833
Median Age51.1
Median Age Male50.5
Median Age Female51.8
03269 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CitySanbornton
City Alias NameSANBORNTON
CountyBelknap
County FIPS001
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA29060
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLaconia, NH
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses41
Number Of Employees222
Business First Quarter Payroll1649
Business Annual Payroll8817
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population60088
CBSA Division Population0
Congressional District01
Congressional LandArea2463.65
Delivery Residential1235
Delivery Business13
Delivery Total1408
Preferred Last Line KeyV25701
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV25701
Land Area49.458000
Water Area2.323000
City Alias Code
City Mixed CaseSanbornton
City Alias Mixed CaseSanbornton
Box Count134
SFDU1121
MFDU0
State ANSI33
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number327410
Unique ZIP Name
SSA State County Code30000
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseBelknap

New Hampshire Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]