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03276 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 03276 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Tilton, NH quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 03276.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 03276 and start shopping.

Quickly and Easily Compare Average Rates for 03276

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Tilton, NH home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 03276

Homeowners in Tilton are paying roughly $805 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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03276 Home Insurance Average Premiums

Local 03276 homeowners insurance quotes comparison

$555 /yr.

Shows Zip Code: 03276 lowest rates with discounts applied on average.

For the 03276, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$555 /yr.
Average Coverage:$805 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1105 /yr.

What is the average home insurance cost for a home in 03276?

  • • The average homeowners insurance premium paid annually for a home in 03276 is around $805 per year.

What does it cost on average per month for home insurance in 03276?

  • • Homeowners in 03276 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 03276?

  • • Autoowners in 03276 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tilton area, check out other zip codes nearby 03276.
Review average rates in another zip code:
03276 homeowners insurance rates

Home Replacement Cost Coverage in 03276

Average Building Cost Per Square Foot in 03276: $172

Location: Tilton, New Hampshire (Belknap County)

Average Square Footage in 03276: 1,073 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03276 before you start any project. Tilton homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03276 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03276 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,073 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tilton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,073$184,600
Additional Upgrades & Added Features$2151,073$230,750
Major Home Updates or Advancements$2581,073$276,900

It's important to understand that when you estimate your replacement cost of your home in the 03276 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03276

Best Home & Auto Insurance Agencies in 03276

Allstate Insurance

Address: 66 Hill Rd Tilton, NH 03276
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 03276

Population Review for 03276 Zip Code

For the city of Tilton, the population within 03276 has increased to over 8,670 residents in population size. The current population total is 8,766. We have broken down the population based on race below. In 03276, there are over 4373 in male population and 4393 females.

PopulationValues
Total Population8,766
White Population8066
Black Population48
Hispanic Population162
Asian Population117
Hawaiian Population1
Indian Population17
Other Population58
Male Population4373
Female Population4393
Population Estimate8670

Household Data for 03276

The average number of homes in 03276 is around 3,553, there are an average of 2.39 per household. The average house value according to local real estate values is around $184,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,553
Persons Per Household2.39
Average House Value$184,600
Income Per Household$61664
Median Age43.7
Median Age Male43.4
Median Age Female44.0
03276 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityTilton
City Alias NameTILTON
CountyBelknap
County FIPS001
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA29060
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLaconia, NH
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses302
Number Of Employees5048
Business First Quarter Payroll44930
Business Annual Payroll211298
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population60088
CBSA Division Population0
Congressional District01|02
Congressional LandArea2463.65|6489
Delivery Residential3628
Delivery Business323
Delivery Total5128
Preferred Last Line KeyV25759
Classification Code
Multi-CountyY
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV25759
Land Area39.302000
Water Area1.164000
City Alias Code
City Mixed CaseTilton
City Alias Mixed CaseTilton
Box Count281
SFDU2734
MFDU242
State ANSI33
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number328520
Unique ZIP Name
SSA State County Code30000
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseBelknap

New Hampshire Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]