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Searching for Homeowners Insurance in 03282

If you are a homeowners that lives in 03282 you may be searching for more affordable homeowners insurance in Wentworth. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Wentworth, NH. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our New Hampshire licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 03282 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Wentworth, NH home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 03282 Home Insurance Costs: medium!

In Wentworth, homeowners are paying roughly $767 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 03282 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Wentworth are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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03282 Home Insurance Average Premiums

Local 03282 homeowners insurance quotes comparison

$517 /yr.

Shows Zip Code: 03282 lowest rates with discounts applied on average.

For the 03282, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$517 /yr.
Average Coverage:$767 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1067 /yr.

What is the average home insurance cost for a home in 03282?

  • • The average homeowners insurance premium paid annually for a home in 03282 is around $767 per year.

What does it cost on average per month for home insurance in 03282?

  • • Homeowners in 03282 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 03282?

  • • Autoowners in 03282 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wentworth area, check out other zip codes nearby 03282.
Review average rates in another zip code:
03282 homeowners insurance rates

Home Replacement Cost Coverage in 03282

Average Building Cost Per Square Foot in 03282: $172

Location: Wentworth, New Hampshire (Grafton County)

Average Square Footage in 03282: 1,279 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03282 before you start any project. Wentworth homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03282 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03282 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,279 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wentworth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,279$220,000
Additional Upgrades & Added Features$2151,279$275,000
Major Home Updates or Advancements$2581,279$330,000

It's important to understand that when you estimate your replacement cost of your home in the 03282 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03282

Best Home & Auto Insurance Agencies in 03282

Housing Demographics for 03282

Population Review for 03282 Zip Code

For the city of Wentworth, the population within 03282 has increased to over 705 residents in population size. The current population total is 845. We have broken down the population based on race below. In 03282, there are over 420 in male population and 425 females.

PopulationValues
Total Population845
White Population795
Black Population0
Hispanic Population12
Asian Population5
Hawaiian Population0
Indian Population0
Other Population2
Male Population420
Female Population425
Population Estimate705

Household Data for 03282

The average number of homes in 03282 is around 386, there are an average of 2.19 per household. The average house value according to local real estate values is around $220,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode386
Persons Per Household2.19
Average House Value$220,000
Income Per Household$79375
Median Age54.2
Median Age Male54.3
Median Age Female54.1
03282 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityWentworth
City Alias NameWENTWORTH
CountyGrafton
County FIPS009
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA30150
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLebanon-Claremont, NH-VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees155
Business First Quarter Payroll1606
Business Annual Payroll6983
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential322
Delivery Business8
Delivery Total562
Preferred Last Line KeyV25799
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25799
Land Area41.538000
Water Area0.515000
City Alias Code
City Mixed CaseWentworth
City Alias Mixed CaseWentworth
Box Count135
SFDU322
MFDU0
State ANSI33
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number328850
Unique ZIP Name
SSA State County Code30040
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseGrafton

New Hampshire Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]