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Home Insurance Rates in 03303

For homeowners shopping online in 03303, our insurance rates are very competitive for homeowners living in Concord, NH. Many homeowners based out of the great city of Concord have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New Hampshire licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 03303, simply click the "Get Multiple Quotes Now" button. Your 03303 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Concord, NH Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

03303 Home Insurance Rating is: Medium!

If you live in 03303, you can easily save up to 40% off the average home insurance premium of $777 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Concord can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 03303 today!

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03303 Home Insurance Average Premiums

Local 03303 homeowners insurance quotes comparison

$527 /yr.

Shows Zip Code: 03303 lowest rates with discounts applied on average.

For the 03303, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$527 /yr.
Average Coverage:$777 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1077 /yr.

What is the average home insurance cost for a home in 03303?

  • • The average homeowners insurance premium paid annually for a home in 03303 is around $777 per year.

What does it cost on average per month for home insurance in 03303?

  • • Homeowners in 03303 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 03303?

  • • Autoowners in 03303 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Concord area, check out other zip codes nearby 03303.
Review average rates in another zip code:
03301 homeowners insurance rates
03303 homeowners insurance rates

Home Replacement Cost Coverage in 03303

Average Building Cost Per Square Foot in 03303: $172

Location: Concord, New Hampshire (Merrimack County)

Average Square Footage in 03303: 1,295 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03303 before you start any project. Concord homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03303 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03303 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,295 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Concord area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,295$222,800
Additional Upgrades & Added Features$2151,295$278,500
Major Home Updates or Advancements$2581,295$334,200

It's important to understand that when you estimate your replacement cost of your home in the 03303 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03303

William J. Veroneau Agency

Address: 2 N Main St Penacook, NH 03303
Phone: (603)753-4533
Website:

Best Home & Auto Insurance Agencies in 03303

Housing Demographics for 03303

Population Review for 03303 Zip Code

For the city of Concord, the population within 03303 has increased to over 15,965 residents in population size. The current population total is 16,516. We have broken down the population based on race below. In 03303, there are over 8119 in male population and 8397 females.

PopulationValues
Total Population16,516
White Population14849
Black Population313
Hispanic Population448
Asian Population369
Hawaiian Population7
Indian Population44
Other Population132
Male Population8119
Female Population8397
Population Estimate15965

Household Data for 03303

The average number of homes in 03303 is around 6,604, there are an average of 2.36 per household. The average house value according to local real estate values is around $222,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,604
Persons Per Household2.36
Average House Value$222,800
Income Per Household$79599
Median Age42.7
Median Age Male40.4
Median Age Female44.6
03303 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityConcord
City Alias NameCONCORD
CountyMerrimack
County FIPS013
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA18180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameConcord, NH
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses195
Number Of Employees2036
Business First Quarter Payroll22268
Business Annual Payroll102265
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population146445
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential6765
Delivery Business190
Delivery Total7195
Preferred Last Line KeyV25401
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV25401
Land Area67.795000
Water Area1.682000
City Alias Code
City Mixed CaseConcord
City Alias Mixed CaseConcord
Box Count168
SFDU4240
MFDU1622
State ANSI33
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number321470
Unique ZIP Name
SSA State County Code30060
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseMerrimack

New Hampshire Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]