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Compare 03447 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Fitzwilliam just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 997 neighbors looking to save on their home insurance policy in the local 03447 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 03447. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New Hampshire rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Fitzwilliam, NH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Fitzwilliam, NH

03447 Home Insurance Average Premiums

Local 03447 homeowners insurance quotes comparison

$544 /yr.

Shows Zip Code: 03447 lowest rates with discounts applied on average.

For the 03447, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$544 /yr.
Average Coverage:$794 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1094 /yr.

What is the average home insurance cost for a home in 03447?

  • • The average homeowners insurance premium paid annually for a home in 03447 is around $794 per year.

What does it cost on average per month for home insurance in 03447?

  • • Homeowners in 03447 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 03447?

  • • Autoowners in 03447 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fitzwilliam area, check out other zip codes nearby 03447.
Review average rates in another zip code:
03447 homeowners insurance rates

Home Replacement Cost Coverage in 03447

Average Building Cost Per Square Foot in 03447: $172

Location: Fitzwilliam, New Hampshire (Cheshire County)

Average Square Footage in 03447: 1,323 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03447 before you start any project. Fitzwilliam homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03447 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03447 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,323 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fitzwilliam area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,323$227,500
Additional Upgrades & Added Features$2151,323$284,375
Major Home Updates or Advancements$2581,323$341,250

It's important to understand that when you estimate your replacement cost of your home in the 03447 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03447

Best Home & Auto Insurance Agencies in 03447

Housing Demographics for 03447

Population Review for 03447 Zip Code

For the city of Fitzwilliam, the population within 03447 has increased to over 2,277 residents in population size. The current population total is 2,351. We have broken down the population based on race below. In 03447, there are over 1195 in male population and 1156 females.

PopulationValues
Total Population2,351
White Population2147
Black Population11
Hispanic Population51
Asian Population11
Hawaiian Population1
Indian Population9
Other Population22
Male Population1195
Female Population1156
Population Estimate2277

Household Data for 03447

The average number of homes in 03447 is around 997, there are an average of 2.36 per household. The average house value according to local real estate values is around $227,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode997
Persons Per Household2.36
Average House Value$227,500
Income Per Household$77727
Median Age47.5
Median Age Male46.6
Median Age Female48.3
03447 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityFitzwilliam
City Alias NameFITZWILLIAM
CountyCheshire
County FIPS005
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA313
CBSA28300
CBSA_DIV
CBSA_TypeMicro
CBSA_NameKeene, NH
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses52
Number Of Employees213
Business First Quarter Payroll3474
Business Annual Payroll15961
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population77117
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential965
Delivery Business24
Delivery Total1853
Preferred Last Line KeyV25475
Classification Code
Multi-County
CSA NameKeene-Brattleboro, NH-VT
CBSA_DIV_Name
City State KeyV25475
Land Area34.635000
Water Area1.399000
City Alias Code
City Mixed CaseFitzwilliam
City Alias Mixed CaseFitzwilliam
Box Count264
SFDU953
MFDU0
State ANSI33
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number322860
Unique ZIP Name
SSA State County Code30020
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCheshire

New Hampshire Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]