Get multiple home insurance quotes in 03570. Our licensed 03570, NH agents are ready to serve you.

03570 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 03570? Our rates are very competitive for homeowners living in Berlin, NH. Many homeowners based out of your 03570 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our New Hampshire licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 03570 should appear in the zip code field ready to go. For Berlin, NH Home Insurance Rate Quotes click to review the best rates and service online!

03570 Average Premium is Rated: Medium!

Homeowners living in 03570 can easily save up to 40% off the average home insurance premium of $793 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Berlin that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 03570 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 03570!

03570 Home Insurance Average Premiums

Local 03570 homeowners insurance quotes comparison

$543 /yr.

Shows Zip Code: 03570 lowest rates with discounts applied on average.

For the 03570, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$543 /yr.
Average Coverage:$793 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1093 /yr.

What is the average home insurance cost for a home in 03570?

  • • The average homeowners insurance premium paid annually for a home in 03570 is around $793 per year.

What does it cost on average per month for home insurance in 03570?

  • • Homeowners in 03570 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 03570?

  • • Autoowners in 03570 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Berlin area, check out other zip codes nearby 03570.
Review average rates in another zip code:
03570 homeowners insurance rates

Home Replacement Cost Coverage in 03570

Average Building Cost Per Square Foot in 03570: $172

Location: Berlin, New Hampshire (Coos County)

Average Square Footage in 03570: 460 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03570 before you start any project. Berlin homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03570 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03570 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 460 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Berlin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$172460$79,100
Additional Upgrades & Added Features$215460$98,875
Major Home Updates or Advancements$258460$118,650

It's important to understand that when you estimate your replacement cost of your home in the 03570 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03570

Best Home & Auto Insurance Agencies in 03570

Housing Demographics for 03570

Population Review for 03570 Zip Code

For the city of Berlin, the population within 03570 has increased to over 9,366 residents in population size. The current population total is 9,429. We have broken down the population based on race below. In 03570, there are over 4991 in male population and 4438 females.

PopulationValues
Total Population9,429
White Population8409
Black Population437
Hispanic Population346
Asian Population67
Hawaiian Population1
Indian Population39
Other Population51
Male Population4991
Female Population4438
Population Estimate9366

Household Data for 03570

The average number of homes in 03570 is around 3,994, there are an average of 2.14 per household. The average house value according to local real estate values is around $79,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,994
Persons Per Household2.14
Average House Value$79,100
Income Per Household$39479
Median Age45.3
Median Age Male42.6
Median Age Female48.7
03570 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityBerlin
City Alias NameBERLIN
CountyCoos
County FIPS007
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses160
Number Of Employees1750
Business First Quarter Payroll19405
Business Annual Payroll86303
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential4377
Delivery Business226
Delivery Total4969
Preferred Last Line KeyV25356
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25356
Land Area137.445000
Water Area1.391000
City Alias Code
City Mixed CaseBerlin
City Alias Mixed CaseBerlin
Box Count180
SFDU3991
MFDU106
State ANSI33
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number320600
Unique ZIP Name
SSA State County Code30030
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCoos

New Hampshire Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]