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Homeowners Insurance in 03576

For homeowners living in 03576, you want more affordable home insurance rates in Colebrook, right? Our rates are very competitive for homeowners living in the great city of Colebrook, NH. Many homeowners living in the 03576 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our New Hampshire licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 03576 should appear in the zip code field ready to go. Comparing Colebrook, NH Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

03576 Home Insurance Costs Are Considered: Medium!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Colebrook pay around $802 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing New Hampshire home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 03576 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Colebrook homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your New Hampshire home insurance premium today!

Get 03576 Homeowners Insurance Rates Now!

03576 Home Insurance Average Premiums

Local 03576 homeowners insurance quotes comparison

$552 /yr.

Shows Zip Code: 03576 lowest rates with discounts applied on average.

For the 03576, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$552 /yr.
Average Coverage:$802 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1102 /yr.

What is the average home insurance cost for a home in 03576?

  • • The average homeowners insurance premium paid annually for a home in 03576 is around $802 per year.

What does it cost on average per month for home insurance in 03576?

  • • Homeowners in 03576 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 03576?

  • • Autoowners in 03576 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Colebrook area, check out other zip codes nearby 03576.
Review average rates in another zip code:
03576 homeowners insurance rates

Home Replacement Cost Coverage in 03576

Average Building Cost Per Square Foot in 03576: $172

Location: Colebrook, New Hampshire (Coos County)

Average Square Footage in 03576: 972 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03576 before you start any project. Colebrook homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03576 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03576 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 972 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Colebrook area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$172972$167,200
Additional Upgrades & Added Features$215972$209,000
Major Home Updates or Advancements$258972$250,800

It's important to understand that when you estimate your replacement cost of your home in the 03576 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03576

Best Home & Auto Insurance Agencies in 03576

Allstate Insurance Companies

Address: 160 Main St Colebrook, NH 03576
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 03576

Population Review for 03576 Zip Code

For the city of Colebrook, the population within 03576 has increased to over 3,105 residents in population size. The current population total is 2,939. We have broken down the population based on race below. In 03576, there are over 1471 in male population and 1468 females.

PopulationValues
Total Population2,939
White Population2762
Black Population10
Hispanic Population57
Asian Population25
Hawaiian Population2
Indian Population6
Other Population15
Male Population1471
Female Population1468
Population Estimate3105

Household Data for 03576

The average number of homes in 03576 is around 1,408, there are an average of 2.08 per household. The average house value according to local real estate values is around $167,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,408
Persons Per Household2.08
Average House Value$167,200
Income Per Household$47288
Median Age54.8
Median Age Male53.9
Median Age Female55.6
03576 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityColebrook
City Alias NameCOLEBROOK
CountyCoos
County FIPS007
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses129
Number Of Employees1180
Business First Quarter Payroll10627
Business Annual Payroll49567
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential1493
Delivery Business120
Delivery Total1960
Preferred Last Line KeyV25398
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25398
Land Area168.643000
Water Area1.064000
City Alias Code
City Mixed CaseColebrook
City Alias Mixed CaseColebrook
Box Count276
SFDU1349
MFDU77
State ANSI33
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number321440
Unique ZIP Name
SSA State County Code30030
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCoos

New Hampshire Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]