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03585 Home Insurance Rates & Premiums

Did you know there are over 2,626 people living within the 03585 zip code area? There are over 1,154 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 03585.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in New Hampshire are on the rise. The estimated average premium is around $807 a year for a standard homeowners insurance policy in Lisbon. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Lisbon, NH Homeowners Insurance Quotes Online

03585 Home Insurance Average Premiums

Local 03585 homeowners insurance quotes comparison

$557 /yr.

Shows Zip Code: 03585 lowest rates with discounts applied on average.

For the 03585, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$557 /yr.
Average Coverage:$807 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1107 /yr.

What is the average home insurance cost for a home in 03585?

  • • The average homeowners insurance premium paid annually for a home in 03585 is around $807 per year.

What does it cost on average per month for home insurance in 03585?

  • • Homeowners in 03585 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 03585?

  • • Autoowners in 03585 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lisbon area, check out other zip codes nearby 03585.
Review average rates in another zip code:
03585 homeowners insurance rates

Home Replacement Cost Coverage in 03585

Average Building Cost Per Square Foot in 03585: $172

Location: Lisbon, New Hampshire (Grafton County)

Average Square Footage in 03585: 978 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03585 before you start any project. Lisbon homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03585 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03585 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 978 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lisbon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$172978$168,200
Additional Upgrades & Added Features$215978$210,250
Major Home Updates or Advancements$258978$252,300

It's important to understand that when you estimate your replacement cost of your home in the 03585 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03585

Best Home & Auto Insurance Agencies in 03585

Housing Demographics for 03585

Population Review for 03585 Zip Code

For the city of Lisbon, the population within 03585 has increased to over 2,747 residents in population size. The current population total is 2,626. We have broken down the population based on race below. In 03585, there are over 1309 in male population and 1317 females.

PopulationValues
Total Population2,626
White Population2481
Black Population4
Hispanic Population50
Asian Population8
Hawaiian Population1
Indian Population4
Other Population4
Male Population1309
Female Population1317
Population Estimate2747

Household Data for 03585

The average number of homes in 03585 is around 1,154, there are an average of 2.28 per household. The average house value according to local real estate values is around $168,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,154
Persons Per Household2.28
Average House Value$168,200
Income Per Household$63278
Median Age48.2
Median Age Male47.8
Median Age Female48.6
03585 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityLisbon
City Alias NameLISBON
CountyGrafton
County FIPS009
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA30150
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLebanon-Claremont, NH-VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses51
Number Of Employees830
Business First Quarter Payroll10412
Business Annual Payroll45231
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential1205
Delivery Business41
Delivery Total1529
Preferred Last Line KeyV25551
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25551
Land Area78.160000
Water Area0.834000
City Alias Code
City Mixed CaseLisbon
City Alias Mixed CaseLisbon
Box Count76
SFDU1136
MFDU34
State ANSI33
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number324560
Unique ZIP Name
SSA State County Code30040
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseGrafton

New Hampshire Homeowners Insurance News & Information

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    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]