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03598 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 03598 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Whitefield, NH quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 03598.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 03598 and start shopping.

Quickly and Easily Compare Average Rates for 03598

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Whitefield, NH home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 03598

Homeowners in Whitefield are paying roughly $810 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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03598 Home Insurance Average Premiums

Local 03598 homeowners insurance quotes comparison

$560 /yr.

Shows Zip Code: 03598 lowest rates with discounts applied on average.

For the 03598, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$560 /yr.
Average Coverage:$810 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1110 /yr.

What is the average home insurance cost for a home in 03598?

  • • The average homeowners insurance premium paid annually for a home in 03598 is around $810 per year.

What does it cost on average per month for home insurance in 03598?

  • • Homeowners in 03598 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 03598?

  • • Autoowners in 03598 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Whitefield area, check out other zip codes nearby 03598.
Review average rates in another zip code:
03598 homeowners insurance rates

Home Replacement Cost Coverage in 03598

Average Building Cost Per Square Foot in 03598: $172

Location: Whitefield, New Hampshire (Coos County)

Average Square Footage in 03598: 900 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03598 before you start any project. Whitefield homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03598 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03598 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 900 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Whitefield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$172900$154,800
Additional Upgrades & Added Features$215900$193,500
Major Home Updates or Advancements$258900$232,200

It's important to understand that when you estimate your replacement cost of your home in the 03598 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03598

Best Home & Auto Insurance Agencies in 03598

Housing Demographics for 03598

Population Review for 03598 Zip Code

For the city of Whitefield, the population within 03598 has increased to over 3,478 residents in population size. The current population total is 3,393. We have broken down the population based on race below. In 03598, there are over 1679 in male population and 1714 females.

PopulationValues
Total Population3,393
White Population3100
Black Population20
Hispanic Population45
Asian Population23
Hawaiian Population0
Indian Population13
Other Population32
Male Population1679
Female Population1714
Population Estimate3478

Household Data for 03598

The average number of homes in 03598 is around 1,424, there are an average of 2.25 per household. The average house value according to local real estate values is around $154,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,424
Persons Per Household2.25
Average House Value$154,800
Income Per Household$57250
Median Age50.5
Median Age Male49.0
Median Age Female51.9
03598 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityWhitefield
City Alias NameWHITEFIELD
CountyCoos
County FIPS007
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses68
Number Of Employees525
Business First Quarter Payroll5023
Business Annual Payroll23839
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential1546
Delivery Business66
Delivery Total1847
Preferred Last Line KeyV25814
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25814
Land Area61.361000
Water Area1.021000
City Alias Code
City Mixed CaseWhitefield
City Alias Mixed CaseWhitefield
Box Count202
SFDU1392
MFDU92
State ANSI33
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number329630
Unique ZIP Name
SSA State County Code30030
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCoos

New Hampshire Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]