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03766 Home Insurance Rates & Premiums

Did you know there are over 9,838 people living within the 03766 zip code area? There are over 4,673 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 03766.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in New Hampshire are on the rise. The estimated average premium is around $840 a year for a standard homeowners insurance policy in Lebanon. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Lebanon, NH Homeowners Insurance Quotes Online

03766 Home Insurance Average Premiums

Local 03766 homeowners insurance quotes comparison

$590 /yr.

Shows Zip Code: 03766 lowest rates with discounts applied on average.

For the 03766, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$590 /yr.
Average Coverage:$840 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1140 /yr.

What is the average home insurance cost for a home in 03766?

  • • The average homeowners insurance premium paid annually for a home in 03766 is around $840 per year.

What does it cost on average per month for home insurance in 03766?

  • • Homeowners in 03766 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 03766?

  • • Autoowners in 03766 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lebanon area, check out other zip codes nearby 03766.
Review average rates in another zip code:
03766 homeowners insurance rates

Home Replacement Cost Coverage in 03766

Average Building Cost Per Square Foot in 03766: $172

Location: Lebanon, New Hampshire (Grafton County)

Average Square Footage in 03766: 1,599 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03766 before you start any project. Lebanon homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03766 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03766 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,599 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lebanon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,599$275,100
Additional Upgrades & Added Features$2151,599$343,875
Major Home Updates or Advancements$2581,599$412,650

It's important to understand that when you estimate your replacement cost of your home in the 03766 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03766

Lawrence V. Guaraldi Agency

Address: 21 Bank St Lebanon, NH 03766
Phone: (603)448-3250
Website:

Best Home & Auto Insurance Agencies in 03766

Lawrence V. Guaraldi Agency

Address: 21 Bank St Lebanon, NH 03766
Phone:
Website:
Info:

Housing Demographics for 03766

Population Review for 03766 Zip Code

For the city of Lebanon, the population within 03766 has increased to over 10,636 residents in population size. The current population total is 9,838. We have broken down the population based on race below. In 03766, there are over 4680 in male population and 5158 females.

PopulationValues
Total Population9,838
White Population8135
Black Population228
Hispanic Population374
Asian Population689
Hawaiian Population4
Indian Population24
Other Population129
Male Population4680
Female Population5158
Population Estimate10636

Household Data for 03766

The average number of homes in 03766 is around 4,673, there are an average of 2.04 per household. The average house value according to local real estate values is around $275,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,673
Persons Per Household2.04
Average House Value$275,100
Income Per Household$85094
Median Age38.7
Median Age Male38.2
Median Age Female39.0
03766 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityLebanon
City Alias NameLEBANON
CountyGrafton
County FIPS009
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA30150
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLebanon-Claremont, NH-VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses395
Number Of Employees6818
Business First Quarter Payroll114676
Business Annual Payroll496850
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential5214
Delivery Business494
Delivery Total6039
Preferred Last Line KeyV25545
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25545
Land Area31.980000
Water Area0.254000
City Alias Code
City Mixed CaseLebanon
City Alias Mixed CaseLebanon
Box Count292
SFDU3126
MFDU1391
State ANSI33
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number324470
Unique ZIP Name
SSA State County Code30040
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseGrafton

New Hampshire Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]