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03774, NH Homeowners Insurance Rates

With a population size of 1,808 and with 691 occupied homes in the 03774 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in North Haverhill, NH are around $807 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in North Haverhill, New Hampshire. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your New Hampshire home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in North Haverhill, NH.

For New Hampshire home insurance information, including average North Haverhill home insurance rates, coverage options or the different homeowners insurance types, please select North Haverhill, NH Home Insurance Quotes Now!

03774 Home Insurance Average Premiums

Local 03774 homeowners insurance quotes comparison

$557 /yr.

Shows Zip Code: 03774 lowest rates with discounts applied on average.

For the 03774, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$557 /yr.
Average Coverage:$807 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1107 /yr.

What is the average home insurance cost for a home in 03774?

  • • The average homeowners insurance premium paid annually for a home in 03774 is around $807 per year.

What does it cost on average per month for home insurance in 03774?

  • • Homeowners in 03774 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 03774?

  • • Autoowners in 03774 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Haverhill area, check out other zip codes nearby 03774.
Review average rates in another zip code:
03774 homeowners insurance rates

Home Replacement Cost Coverage in 03774

Average Building Cost Per Square Foot in 03774: $172

Location: North Haverhill, New Hampshire (Grafton County)

Average Square Footage in 03774: 897 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03774 before you start any project. North Haverhill homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03774 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03774 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 897 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Haverhill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$172897$154,300
Additional Upgrades & Added Features$215897$192,875
Major Home Updates or Advancements$258897$231,450

It's important to understand that when you estimate your replacement cost of your home in the 03774 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03774

Best Home & Auto Insurance Agencies in 03774

Housing Demographics for 03774

Population Review for 03774 Zip Code

For the city of North Haverhill, the population within 03774 has increased to over 1,570 residents in population size. The current population total is 1,808. We have broken down the population based on race below. In 03774, there are over 873 in male population and 935 females.

PopulationValues
Total Population1,808
White Population1715
Black Population3
Hispanic Population24
Asian Population7
Hawaiian Population1
Indian Population4
Other Population6
Male Population873
Female Population935
Population Estimate1570

Household Data for 03774

The average number of homes in 03774 is around 691, there are an average of 2.34 per household. The average house value according to local real estate values is around $154,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode691
Persons Per Household2.34
Average House Value$154,300
Income Per Household$45547
Median Age51.0
Median Age Male46.9
Median Age Female54.4
03774 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias AbbreviationN HAVERHILL
Area Code603
CityNorth Haverhill
City Alias NameNORTH HAVERHILL
CountyGrafton
County FIPS009
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA30150
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLebanon-Claremont, NH-VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses46
Number Of Employees492
Business First Quarter Payroll8526
Business Annual Payroll33560
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential671
Delivery Business39
Delivery Total1132
Preferred Last Line KeyV25644
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25644
Land Area26.246000
Water Area0.629000
City Alias Code
City Mixed CaseNorth Haverhill
City Alias Mixed CaseNorth Haverhill
Box Count192
SFDU643
MFDU0
State ANSI33
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number326060
Unique ZIP Name
SSA State County Code30040
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseGrafton

New Hampshire Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]