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03780 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 03780 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Pike, NH quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 03780.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 03780 and start shopping.

Quickly and Easily Compare Average Rates for 03780

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Pike, NH home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 03780

Homeowners in Pike are paying roughly $791 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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03780 Home Insurance Average Premiums

Local 03780 homeowners insurance quotes comparison

$541 /yr.

Shows Zip Code: 03780 lowest rates with discounts applied on average.

For the 03780, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$541 /yr.
Average Coverage:$791 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1091 /yr.

What is the average home insurance cost for a home in 03780?

  • • The average homeowners insurance premium paid annually for a home in 03780 is around $791 per year.

What does it cost on average per month for home insurance in 03780?

  • • Homeowners in 03780 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 03780?

  • • Autoowners in 03780 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pike area, check out other zip codes nearby 03780.
Review average rates in another zip code:
03780 homeowners insurance rates

Home Replacement Cost Coverage in 03780

Average Building Cost Per Square Foot in 03780: $172

Location: Pike, New Hampshire (Grafton County)

Average Square Footage in 03780: 959 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03780 before you start any project. Pike homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03780 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03780 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 959 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pike area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$172959$165,000
Additional Upgrades & Added Features$215959$206,250
Major Home Updates or Advancements$258959$247,500

It's important to understand that when you estimate your replacement cost of your home in the 03780 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03780

Best Home & Auto Insurance Agencies in 03780

Housing Demographics for 03780

Population Review for 03780 Zip Code

For the city of Pike, the population within 03780 has increased to over 392 residents in population size. The current population total is 475. We have broken down the population based on race below. In 03780, there are over 255 in male population and 220 females.

PopulationValues
Total Population475
White Population439
Black Population5
Hispanic Population9
Asian Population2
Hawaiian Population0
Indian Population0
Other Population3
Male Population255
Female Population220
Population Estimate392

Household Data for 03780

The average number of homes in 03780 is around 191, there are an average of 2.31 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode191
Persons Per Household2.31
Average House Value$165,000
Income Per Household$0
Median Age47.9
Median Age Male42.9
Median Age Female51.5
03780 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityPike
City Alias NamePIKE
CountyGrafton
County FIPS009
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA30150
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLebanon-Claremont, NH-VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees98
Business First Quarter Payroll1126
Business Annual Payroll5423
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea6489
Delivery Residential170
Delivery Business1
Delivery Total214
Preferred Last Line KeyV25667
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25667
Land Area19.813000
Water Area0.137000
City Alias Code
City Mixed CasePike
City Alias Mixed CasePike
Box Count38
SFDU170
MFDU0
State ANSI33
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number326720
Unique ZIP Name
SSA State County Code30040
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseGrafton

New Hampshire Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]