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03813 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 03813 zip code it's important to know that our rates are very competitive for homeowners living in Center Conway, NH. Many homeowners based out of your 03813 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New Hampshire licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 03813 should appear in the zip code field ready to go. For Center Conway, NH Homeowners Insurance Quotes nearby, we offer the best rates and service.

03813: Average Home Insurance Rates

For homeowners living in the great city of Center Conway, the average homeowners policy is considered medium in comparison to other states. New Hampshire premiums are estimated to be around $757 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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03813 Home Insurance Average Premiums

Local 03813 homeowners insurance quotes comparison

$507 /yr.

Shows Zip Code: 03813 lowest rates with discounts applied on average.

For the 03813, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$507 /yr.
Average Coverage:$757 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1057 /yr.

What is the average home insurance cost for a home in 03813?

  • • The average homeowners insurance premium paid annually for a home in 03813 is around $757 per year.

What does it cost on average per month for home insurance in 03813?

  • • Homeowners in 03813 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 03813?

  • • Autoowners in 03813 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Center Conway area, check out other zip codes nearby 03813.
Review average rates in another zip code:
03813 homeowners insurance rates

Home Replacement Cost Coverage in 03813

Average Building Cost Per Square Foot in 03813: $172

Location: Center Conway, New Hampshire (Carroll County)

Average Square Footage in 03813: 1,010 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03813 before you start any project. Center Conway homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03813 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03813 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,010 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Center Conway area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,010$173,700
Additional Upgrades & Added Features$2151,010$217,125
Major Home Updates or Advancements$2581,010$260,550

It's important to understand that when you estimate your replacement cost of your home in the 03813 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03813

Best Home & Auto Insurance Agencies in 03813

Reo, Diane Agent - State Farm Insurance

Address: 1205 Eastman Rd Center Conway, NH 03813
Phone:
Website: http://www.dianereo.com/
Info:

Housing Demographics for 03813

Population Review for 03813 Zip Code

For the city of Center Conway, the population within 03813 has increased to over 2,763 residents in population size. The current population total is 3,681. We have broken down the population based on race below. In 03813, there are over 1820 in male population and 1861 females.

PopulationValues
Total Population3,681
White Population3445
Black Population9
Hispanic Population58
Asian Population51
Hawaiian Population1
Indian Population7
Other Population31
Male Population1820
Female Population1861
Population Estimate2763

Household Data for 03813

The average number of homes in 03813 is around 1,625, there are an average of 2.26 per household. The average house value according to local real estate values is around $173,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,625
Persons Per Household2.26
Average House Value$173,700
Income Per Household$55218
Median Age52.3
Median Age Male51.5
Median Age Female53.3
03813 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityCenter Conway
City Alias NameCENTER CONWAY
CountyCarroll
County FIPS003
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses96
Number Of Employees785
Business First Quarter Payroll7553
Business Annual Payroll36322
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea2463.65
Delivery Residential1223
Delivery Business61
Delivery Total1855
Preferred Last Line KeyV25380
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25380
Land Area98.304000
Water Area2.082000
City Alias Code
City Mixed CaseCenter Conway
City Alias Mixed CaseCenter Conway
Box Count507
SFDU930
MFDU0
State ANSI33
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number321080
Unique ZIP Name
SSA State County Code30010
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCarroll

New Hampshire Homeowners Insurance News & Information

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