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03816 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 03816? Our rates are very competitive for homeowners living in Center Tuftonboro, NH. Many homeowners based out of your 03816 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our New Hampshire licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 03816 should appear in the zip code field ready to go. For Center Tuftonboro, NH Home Insurance Rate Quotes click to review the best rates and service online!

03816 Average Premium is Rated: Medium!

Homeowners living in 03816 can easily save up to 40% off the average home insurance premium of $739 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Center Tuftonboro that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 03816 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 03816!

03816 Home Insurance Average Premiums

Local 03816 homeowners insurance quotes comparison

$489 /yr.

Shows Zip Code: 03816 lowest rates with discounts applied on average.

For the 03816, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$489 /yr.
Average Coverage:$739 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1039 /yr.

What is the average home insurance cost for a home in 03816?

  • • The average homeowners insurance premium paid annually for a home in 03816 is around $739 per year.

What does it cost on average per month for home insurance in 03816?

  • • Homeowners in 03816 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 03816?

  • • Autoowners in 03816 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Center Tuftonboro area, check out other zip codes nearby 03816.
Review average rates in another zip code:
03816 homeowners insurance rates

Home Replacement Cost Coverage in 03816

Average Building Cost Per Square Foot in 03816: $172

Location: Center Tuftonboro, New Hampshire (Carroll County)

Average Square Footage in 03816: 1,642 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03816 before you start any project. Center Tuftonboro homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03816 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03816 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,642 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Center Tuftonboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,642$282,400
Additional Upgrades & Added Features$2151,642$353,000
Major Home Updates or Advancements$2581,642$423,600

It's important to understand that when you estimate your replacement cost of your home in the 03816 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03816

Best Home & Auto Insurance Agencies in 03816

Housing Demographics for 03816

Population Review for 03816 Zip Code

For the city of Center Tuftonboro, the population within 03816 has increased to over 1,165 residents in population size. The current population total is 1,304. We have broken down the population based on race below. In 03816, there are over 675 in male population and 629 females.

PopulationValues
Total Population1,304
White Population1236
Black Population0
Hispanic Population24
Asian Population5
Hawaiian Population0
Indian Population0
Other Population12
Male Population675
Female Population629
Population Estimate1165

Household Data for 03816

The average number of homes in 03816 is around 551, there are an average of 2.36 per household. The average house value according to local real estate values is around $282,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode551
Persons Per Household2.36
Average House Value$282,400
Income Per Household$68207
Median Age54.7
Median Age Male57.3
Median Age Female52.6
03816 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeC
City Alias AbbreviationCTR TUFTNBORO
Area Code603
CityCenter Tuftonboro
City Alias NameCENTER TUFTONBORO
CountyCarroll
County FIPS003
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses24
Number Of Employees82
Business First Quarter Payroll680
Business Annual Payroll3588
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea2463.65
Delivery Residential494
Delivery Business3
Delivery Total630
Preferred Last Line KeyV25385
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25385
Land Area26.452000
Water Area0.701000
City Alias Code
City Mixed CaseCenter Tuftonboro
City Alias Mixed CaseCenter Tuftonboro
Box Count0
SFDU437
MFDU0
State ANSI33
County ANSI003
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number329900
Unique ZIP Name
SSA State County Code30010
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCarroll

New Hampshire Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]