Get multiple home insurance quotes in 03817. Our licensed 03817, NH agents are ready to serve you.

Home Insurance Rates in 03817

For homeowners shopping online in 03817, our insurance rates are very competitive for homeowners living in Chocorua, NH. Many homeowners based out of the great city of Chocorua have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New Hampshire licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 03817, simply click the "Get Multiple Quotes Now" button. Your 03817 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Chocorua, NH Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

03817 Home Insurance Rating is: Medium!

If you live in 03817, you can easily save up to 40% off the average home insurance premium of $829 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Chocorua can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 03817 today!

Get Multiple Home Insurance Rates in 03817!

03817 Home Insurance Average Premiums

Local 03817 homeowners insurance quotes comparison

$579 /yr.

Shows Zip Code: 03817 lowest rates with discounts applied on average.

For the 03817, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$579 /yr.
Average Coverage:$829 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1129 /yr.

What is the average home insurance cost for a home in 03817?

  • • The average homeowners insurance premium paid annually for a home in 03817 is around $829 per year.

What does it cost on average per month for home insurance in 03817?

  • • Homeowners in 03817 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 03817?

  • • Autoowners in 03817 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chocorua area, check out other zip codes nearby 03817.
Review average rates in another zip code:
03817 homeowners insurance rates

Home Replacement Cost Coverage in 03817

Average Building Cost Per Square Foot in 03817: $172

Location: Chocorua, New Hampshire (Carroll County)

Average Square Footage in 03817: 1,579 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03817 before you start any project. Chocorua homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03817 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03817 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,579 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chocorua area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,579$271,600
Additional Upgrades & Added Features$2151,579$339,500
Major Home Updates or Advancements$2581,579$407,400

It's important to understand that when you estimate your replacement cost of your home in the 03817 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03817

Best Home & Auto Insurance Agencies in 03817

Housing Demographics for 03817

Population Review for 03817 Zip Code

For the city of Chocorua, the population within 03817 has increased to over 170 residents in population size. The current population total is 452. We have broken down the population based on race below. In 03817, there are over 213 in male population and 239 females.

PopulationValues
Total Population452
White Population415
Black Population3
Hispanic Population6
Asian Population3
Hawaiian Population0
Indian Population1
Other Population1
Male Population213
Female Population239
Population Estimate170

Household Data for 03817

The average number of homes in 03817 is around 254, there are an average of 1.78 per household. The average house value according to local real estate values is around $271,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode254
Persons Per Household1.78
Average House Value$271,600
Income Per Household$52072
Median Age53.7
Median Age Male59.1
Median Age Female50.4
03817 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityChocorua
City Alias NameCHOCORUA
CountyCarroll
County FIPS003
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees35
Business First Quarter Payroll307
Business Annual Payroll2541
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea2463.65
Delivery Residential96
Delivery Business6
Delivery Total464
Preferred Last Line KeyV25395
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25395
Land Area8.045000
Water Area0.456000
City Alias Code
City Mixed CaseChocorua
City Alias Mixed CaseChocorua
Box Count278
SFDU80
MFDU16
State ANSI33
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number321380
Unique ZIP Name
SSA State County Code30010
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCarroll

New Hampshire Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]