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Homeowners Insurance in 03818

In Conway, NH, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 03818 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New Hampshire licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 03818 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 03818 should appear in the zip code field ready to go.

03818 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in New Hampshire, you are going to see rates around the average home insurance premium per year of $776. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Conway home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 03818 Home Insurance Rates Now!

Best 3 Options to Compare in 03818

If you want homeowners insurance quotes within the city of Conway or in the 03818 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Conway, NH.

03818 Home Insurance Average Premiums

Local 03818 homeowners insurance quotes comparison

$526 /yr.

Shows Zip Code: 03818 lowest rates with discounts applied on average.

For the 03818, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$526 /yr.
Average Coverage:$776 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1076 /yr.

What is the average home insurance cost for a home in 03818?

  • • The average homeowners insurance premium paid annually for a home in 03818 is around $776 per year.

What does it cost on average per month for home insurance in 03818?

  • • Homeowners in 03818 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 03818?

  • • Autoowners in 03818 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Conway area, check out other zip codes nearby 03818.
Review average rates in another zip code:
03818 homeowners insurance rates

Home Replacement Cost Coverage in 03818

Average Building Cost Per Square Foot in 03818: $172

Location: Conway, New Hampshire (Carroll County)

Average Square Footage in 03818: 1,149 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03818 before you start any project. Conway homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03818 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03818 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,149 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Conway area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,149$197,700
Additional Upgrades & Added Features$2151,149$247,125
Major Home Updates or Advancements$2581,149$296,550

It's important to understand that when you estimate your replacement cost of your home in the 03818 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03818

Best Home & Auto Insurance Agencies in 03818

Housing Demographics for 03818

Population Review for 03818 Zip Code

For the city of Conway, the population within 03818 has increased to over 2,386 residents in population size. The current population total is 3,478. We have broken down the population based on race below. In 03818, there are over 1628 in male population and 1850 females.

PopulationValues
Total Population3,478
White Population3211
Black Population5
Hispanic Population67
Asian Population32
Hawaiian Population0
Indian Population22
Other Population26
Male Population1628
Female Population1850
Population Estimate2386

Household Data for 03818

The average number of homes in 03818 is around 1,550, there are an average of 2.23 per household. The average house value according to local real estate values is around $197,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,550
Persons Per Household2.23
Average House Value$197,700
Income Per Household$66029
Median Age49.4
Median Age Male48.2
Median Age Female50.5
03818 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityConway
City Alias NameCONWAY
CountyCarroll
County FIPS003
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses183
Number Of Employees1633
Business First Quarter Payroll15854
Business Annual Payroll75894
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|02
Congressional LandArea2463.65|6489
Delivery Residential1070
Delivery Business115
Delivery Total2301
Preferred Last Line KeyV25405
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25405
Land Area84.454000
Water Area1.148000
City Alias Code
City Mixed CaseConway
City Alias Mixed CaseConway
Box Count985
SFDU758
MFDU96
State ANSI33
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number321530
Unique ZIP Name
SSA State County Code30010
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCarroll

New Hampshire Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]