Get multiple home insurance quotes in 03827. Our licensed 03827, NH agents are ready to serve you.

Compare 03827 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 03827 area? The average homeowners premium in New Hampshire for a standard homeowners policy is around $762/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 03827 zip code, the population size is around 3,307 with 1,221 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 03827.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for East Kingston, NH Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. NH RateDiscountsSavingsShop Rates
$1,048up to 40% off$419

03827 Home Insurance Average Premiums

Local 03827 homeowners insurance quotes comparison

$512 /yr.

Shows Zip Code: 03827 lowest rates with discounts applied on average.

For the 03827, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$512 /yr.
Average Coverage:$762 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1062 /yr.

What is the average home insurance cost for a home in 03827?

  • • The average homeowners insurance premium paid annually for a home in 03827 is around $762 per year.

What does it cost on average per month for home insurance in 03827?

  • • Homeowners in 03827 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 03827?

  • • Autoowners in 03827 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the East Kingston area, check out other zip codes nearby 03827.
Review average rates in another zip code:
03827 homeowners insurance rates

Home Replacement Cost Coverage in 03827

Average Building Cost Per Square Foot in 03827: $172

Location: East Kingston, New Hampshire (Rockingham County)

Average Square Footage in 03827: 2,539 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03827 before you start any project. East Kingston homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03827 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03827 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,539 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the East Kingston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1722,539$436,700
Additional Upgrades & Added Features$2152,539$545,875
Major Home Updates or Advancements$2582,539$655,050

It's important to understand that when you estimate your replacement cost of your home in the 03827 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03827

Best Home & Auto Insurance Agencies in 03827

Housing Demographics for 03827

Population Review for 03827 Zip Code

For the city of East Kingston, the population within 03827 has increased to over 3,268 residents in population size. The current population total is 3,307. We have broken down the population based on race below. In 03827, there are over 1616 in male population and 1691 females.

PopulationValues
Total Population3,307
White Population3099
Black Population10
Hispanic Population73
Asian Population20
Hawaiian Population0
Indian Population2
Other Population31
Male Population1616
Female Population1691
Population Estimate3268

Household Data for 03827

The average number of homes in 03827 is around 1,221, there are an average of 2.71 per household. The average house value according to local real estate values is around $436,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,221
Persons Per Household2.71
Average House Value$436,700
Income Per Household$113750
Median Age48.0
Median Age Male47.5
Median Age Female48.9
03827 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityEast Kingston
City Alias NameEAST KINGSTON
CountyRockingham
County FIPS015
State FIPS33
Time Zone5
Day Light SavingY
MSA1122
PMSA6450
CSA148
CBSA14460
CBSA_DIV40484
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NamePortsmouth-Rochester, NH-ME PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses83
Number Of Employees335
Business First Quarter Payroll3715
Business Annual Payroll18379
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population418366
Congressional District01
Congressional LandArea2463.65
Delivery Residential1206
Delivery Business34
Delivery Total1553
Preferred Last Line KeyV25454
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameRockingham County-Strafford County, NH
City State KeyV25454
Land Area17.859000
Water Area0.081000
City Alias Code
City Mixed CaseEast Kingston
City Alias Mixed CaseEast Kingston
Box Count65
SFDU1078
MFDU0
State ANSI33
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number322160
Unique ZIP Name
SSA State County Code30070
Medicare CBSA Code40484
Medicare CBSA NameRockingham County-Strafford County, NH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseRockingham

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