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03832 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 03832? There are over 200 occupied homes in the 03832 area. With a population size of 405, it's not uncommon for residence of Eaton Center, NH to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in New Hampshire is around $723 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 03832 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Eaton Center, NH Home Insurance Rate Quotes

03832 Home Insurance Average Premiums

Local 03832 homeowners insurance quotes comparison

$473 /yr.

Shows Zip Code: 03832 lowest rates with discounts applied on average.

For the 03832, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$473 /yr.
Average Coverage:$723 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1023 /yr.

What is the average home insurance cost for a home in 03832?

  • • The average homeowners insurance premium paid annually for a home in 03832 is around $723 per year.

What does it cost on average per month for home insurance in 03832?

  • • Homeowners in 03832 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 03832?

  • • Autoowners in 03832 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eaton Center area, check out other zip codes nearby 03832.
Review average rates in another zip code:
03832 homeowners insurance rates

Home Replacement Cost Coverage in 03832

Average Building Cost Per Square Foot in 03832: $172

Location: Eaton Center, New Hampshire (Carroll County)

Average Square Footage in 03832: 1,927 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03832 before you start any project. Eaton Center homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03832 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03832 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,927 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eaton Center area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,927$331,400
Additional Upgrades & Added Features$2151,927$414,250
Major Home Updates or Advancements$2581,927$497,100

It's important to understand that when you estimate your replacement cost of your home in the 03832 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03832

Best Home & Auto Insurance Agencies in 03832

Housing Demographics for 03832

Population Review for 03832 Zip Code

For the city of Eaton Center, the population within 03832 has increased to over 0 residents in population size. The current population total is 405. We have broken down the population based on race below. In 03832, there are over 195 in male population and 210 females.

PopulationValues
Total Population405
White Population387
Black Population0
Hispanic Population3
Asian Population0
Hawaiian Population4
Indian Population0
Other Population3
Male Population195
Female Population210
Population Estimate0

Household Data for 03832

The average number of homes in 03832 is around 200, there are an average of 2.03 per household. The average house value according to local real estate values is around $331,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode200
Persons Per Household2.03
Average House Value$331,400
Income Per Household$68750
Median Age60.6
Median Age Male61.7
Median Age Female58.6
03832 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeZ
City Alias Abbreviation
Area Code603
CityEaton Center
City Alias NameEATON CENTER
CountyCarroll
County FIPS003
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees31
Business First Quarter Payroll116
Business Annual Payroll788
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea2463.65
Delivery Residential0
Delivery Business0
Delivery Total169
Preferred Last Line KeyV25462
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25462
Land Area24.382000
Water Area1.352000
City Alias Code
City Mixed CaseEaton Center
City Alias Mixed CaseEaton Center
Box Count0
SFDU0
MFDU0
State ANSI33
County ANSI003
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number324770
Unique ZIP Name
SSA State County Code30010
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCarroll

New Hampshire Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]