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03837, NH Homeowners Insurance Rates

With a population size of 1,471 and with 584 occupied homes in the 03837 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Gilmanton Iron Works, NH are around $842 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Gilmanton Iron Works, New Hampshire. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your New Hampshire home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Gilmanton Iron Works, NH.

For New Hampshire home insurance information, including average Gilmanton Iron Works home insurance rates, coverage options or the different homeowners insurance types, please select Gilmanton Iron Works, NH Home Insurance Quotes Now!

03837 Home Insurance Average Premiums

Local 03837 homeowners insurance quotes comparison

$592 /yr.

Shows Zip Code: 03837 lowest rates with discounts applied on average.

For the 03837, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$592 /yr.
Average Coverage:$842 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1142 /yr.

What is the average home insurance cost for a home in 03837?

  • • The average homeowners insurance premium paid annually for a home in 03837 is around $842 per year.

What does it cost on average per month for home insurance in 03837?

  • • Homeowners in 03837 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 03837?

  • • Autoowners in 03837 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gilmanton Iron Works area, check out other zip codes nearby 03837.
Review average rates in another zip code:
03837 homeowners insurance rates

Home Replacement Cost Coverage in 03837

Average Building Cost Per Square Foot in 03837: $172

Location: Gilmanton Iron Works, New Hampshire (Belknap County)

Average Square Footage in 03837: 1,603 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03837 before you start any project. Gilmanton Iron Works homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03837 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03837 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,603 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gilmanton Iron Works area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,603$275,800
Additional Upgrades & Added Features$2151,603$344,750
Major Home Updates or Advancements$2581,603$413,700

It's important to understand that when you estimate your replacement cost of your home in the 03837 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03837

Best Home & Auto Insurance Agencies in 03837

Housing Demographics for 03837

Population Review for 03837 Zip Code

For the city of Gilmanton Iron Works, the population within 03837 has increased to over 1,476 residents in population size. The current population total is 1,471. We have broken down the population based on race below. In 03837, there are over 787 in male population and 684 females.

PopulationValues
Total Population1,471
White Population1369
Black Population6
Hispanic Population16
Asian Population8
Hawaiian Population0
Indian Population2
Other Population11
Male Population787
Female Population684
Population Estimate1476

Household Data for 03837

The average number of homes in 03837 is around 584, there are an average of 2.52 per household. The average house value according to local real estate values is around $275,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode584
Persons Per Household2.52
Average House Value$275,800
Income Per Household$98611
Median Age44.7
Median Age Male46.2
Median Age Female42.9
03837 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias AbbreviationGILMANTON IW
Area Code603
CityGilmanton Iron Works
City Alias NameGILMANTON IRON WORKS
CountyBelknap
County FIPS001
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA29060
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLaconia, NH
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees68
Business First Quarter Payroll662
Business Annual Payroll3632
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population60088
CBSA Division Population0
Congressional District01
Congressional LandArea2463.65
Delivery Residential586
Delivery Business8
Delivery Total733
Preferred Last Line KeyV25485
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_Name
City State KeyV25485
Land Area19.970000
Water Area0.674000
City Alias Code
City Mixed CaseGilmanton Iron Works
City Alias Mixed CaseGilmanton Iron Works
Box Count120
SFDU586
MFDU0
State ANSI33
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number323120
Unique ZIP Name
SSA State County Code30000
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseBelknap

New Hampshire Homeowners Insurance News & Information

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