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Homeowners Insurance in 03856

For homeowners living in 03856, you want more affordable home insurance rates in Newfields, right? Our rates are very competitive for homeowners living in the great city of Newfields, NH. Many homeowners living in the 03856 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our New Hampshire licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 03856 should appear in the zip code field ready to go. Comparing Newfields, NH Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

03856 Home Insurance Costs Are Considered: Medium!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Newfields pay around $822 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing New Hampshire home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 03856 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Newfields homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your New Hampshire home insurance premium today!

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03856 Home Insurance Average Premiums

Local 03856 homeowners insurance quotes comparison

$572 /yr.

Shows Zip Code: 03856 lowest rates with discounts applied on average.

For the 03856, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$572 /yr.
Average Coverage:$822 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1122 /yr.

What is the average home insurance cost for a home in 03856?

  • • The average homeowners insurance premium paid annually for a home in 03856 is around $822 per year.

What does it cost on average per month for home insurance in 03856?

  • • Homeowners in 03856 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 03856?

  • • Autoowners in 03856 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newfields area, check out other zip codes nearby 03856.
Review average rates in another zip code:
03856 homeowners insurance rates

Home Replacement Cost Coverage in 03856

Average Building Cost Per Square Foot in 03856: $172

Location: Newfields, New Hampshire (Rockingham County)

Average Square Footage in 03856: 2,739 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03856 before you start any project. Newfields homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03856 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03856 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,739 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newfields area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1722,739$471,100
Additional Upgrades & Added Features$2152,739$588,875
Major Home Updates or Advancements$2582,739$706,650

It's important to understand that when you estimate your replacement cost of your home in the 03856 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03856

Best Home & Auto Insurance Agencies in 03856

Housing Demographics for 03856

Population Review for 03856 Zip Code

For the city of Newfields, the population within 03856 has increased to over 1,578 residents in population size. The current population total is 1,769. We have broken down the population based on race below. In 03856, there are over 891 in male population and 878 females.

PopulationValues
Total Population1,769
White Population1659
Black Population1
Hispanic Population28
Asian Population23
Hawaiian Population0
Indian Population2
Other Population7
Male Population891
Female Population878
Population Estimate1578

Household Data for 03856

The average number of homes in 03856 is around 614, there are an average of 2.88 per household. The average house value according to local real estate values is around $471,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode614
Persons Per Household2.88
Average House Value$471,100
Income Per Household$174044
Median Age44.9
Median Age Male44.6
Median Age Female45.4
03856 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityNewfields
City Alias NameNEWFIELDS
CountyRockingham
County FIPS015
State FIPS33
Time Zone5
Day Light SavingY
MSA1122
PMSA6450
CSA148
CBSA14460
CBSA_DIV40484
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NamePortsmouth-Rochester, NH-ME PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses51
Number Of Employees466
Business First Quarter Payroll4500
Business Annual Payroll20504
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population418366
Congressional District01
Congressional LandArea2463.65
Delivery Residential548
Delivery Business14
Delivery Total774
Preferred Last Line KeyV25623
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameRockingham County-Strafford County, NH
City State KeyV25623
Land Area7.091000
Water Area0.168000
City Alias Code
City Mixed CaseNewfields
City Alias Mixed CaseNewfields
Box Count156
SFDU547
MFDU0
State ANSI33
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number325670
Unique ZIP Name
SSA State County Code30070
Medicare CBSA Code40484
Medicare CBSA NameRockingham County-Strafford County, NH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseRockingham

New Hampshire Homeowners Insurance News & Information

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