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Home Insurance Quotes in 03857

Are you shopping for a cheaper homeowners insurance rate in 03857? Our rates are very competitive for homeowners living in Newmarket, NH. Many homeowners located in the 03857 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our New Hampshire licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 03857. To get free 03857 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 03857 zip code should appear in the zip code field ready to go. Shopping Newmarket, NH Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 03857 to review the best rate coverages.

Your 03857 Home Insurance Costs Is Rated: Medium!

For the great city of Newmarket, the average home insurance premium paid annually is around $735 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our New Hampshire specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Newmarket and need insurance on your home in the 03857 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 03857 Homeowners Insurance Rates Now!

03857 Home Insurance Average Premiums

Local 03857 homeowners insurance quotes comparison

$485 /yr.

Shows Zip Code: 03857 lowest rates with discounts applied on average.

For the 03857, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$485 /yr.
Average Coverage:$735 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1035 /yr.

What is the average home insurance cost for a home in 03857?

  • • The average homeowners insurance premium paid annually for a home in 03857 is around $735 per year.

What does it cost on average per month for home insurance in 03857?

  • • Homeowners in 03857 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 03857?

  • • Autoowners in 03857 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newmarket area, check out other zip codes nearby 03857.
Review average rates in another zip code:
03857 homeowners insurance rates

Home Replacement Cost Coverage in 03857

Average Building Cost Per Square Foot in 03857: $172

Location: Newmarket, New Hampshire (Rockingham County)

Average Square Footage in 03857: 1,960 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03857 before you start any project. Newmarket homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03857 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03857 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,960 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newmarket area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,960$337,200
Additional Upgrades & Added Features$2151,960$421,500
Major Home Updates or Advancements$2581,960$505,800

It's important to understand that when you estimate your replacement cost of your home in the 03857 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03857

San/Seacoast Ins Assoc

Address: 77 Packers Falls Rd Newmarket, NH 03857
Phone: (888)272-6711
Website:

Best Home & Auto Insurance Agencies in 03857

San/Seacoast Ins Assoc

Address: 77 Packers Falls Rd Newmarket, NH 03857
Phone:
Website:
Info:

Housing Demographics for 03857

Population Review for 03857 Zip Code

For the city of Newmarket, the population within 03857 has increased to over 9,956 residents in population size. The current population total is 9,430. We have broken down the population based on race below. In 03857, there are over 4611 in male population and 4819 females.

PopulationValues
Total Population9,430
White Population8390
Black Population86
Hispanic Population301
Asian Population340
Hawaiian Population13
Indian Population12
Other Population69
Male Population4611
Female Population4819
Population Estimate9956

Household Data for 03857

The average number of homes in 03857 is around 4,249, there are an average of 2.21 per household. The average house value according to local real estate values is around $337,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,249
Persons Per Household2.21
Average House Value$337,200
Income Per Household$83070
Median Age39.4
Median Age Male38.8
Median Age Female39.8
03857 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityNewmarket
City Alias NameNEWMARKET
CountyRockingham
County FIPS015
State FIPS33
Time Zone5
Day Light SavingY
MSA1122
PMSA6450
CSA148
CBSA14460
CBSA_DIV40484
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_NameBoston-Worcester-Lawrence, MA-NH-ME-CT CMSA
PMSA_NamePortsmouth-Rochester, NH-ME PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses158
Number Of Employees1282
Business First Quarter Payroll14559
Business Annual Payroll63098
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population418366
Congressional District01
Congressional LandArea2463.65
Delivery Residential4505
Delivery Business168
Delivery Total4816
Preferred Last Line KeyV25625
Classification Code
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameRockingham County-Strafford County, NH
City State KeyV25625
Land Area12.593000
Water Area1.595000
City Alias Code
City Mixed CaseNewmarket
City Alias Mixed CaseNewmarket
Box Count95
SFDU2542
MFDU1184
State ANSI33
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number325790
Unique ZIP Name
SSA State County Code30070
Medicare CBSA Code40484
Medicare CBSA NameRockingham County-Strafford County, NH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseRockingham

New Hampshire Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

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  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]