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03871, NH Homeowners Insurance Rates

With a population size of 250 and with 110 occupied homes in the 03871 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Rye Beach, NH are around $659 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Rye Beach, New Hampshire. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your New Hampshire home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Rye Beach, NH.

For New Hampshire home insurance information, including average Rye Beach home insurance rates, coverage options or the different homeowners insurance types, please select Rye Beach, NH Home Insurance Quotes Now!

03871 Home Insurance Average Premiums

Local 03871 homeowners insurance quotes comparison

$409 /yr.

Shows Zip Code: 03871 lowest rates with discounts applied on average.

For the 03871, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$409 /yr.
Average Coverage:$659 /yr.
2600 sq. ft. or higher
(all discounts applied)
$959 /yr.

What is the average home insurance cost for a home in 03871?

  • • The average homeowners insurance premium paid annually for a home in 03871 is around $659 per year.

What does it cost on average per month for home insurance in 03871?

  • • Homeowners in 03871 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 03871?

  • • Autoowners in 03871 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rye Beach area, check out other zip codes nearby 03871.
Review average rates in another zip code:
03871 homeowners insurance rates

Home Replacement Cost Coverage in 03871

Average Building Cost Per Square Foot in 03871: $172

Location: Rye Beach, New Hampshire (Rockingham County)

Average Square Footage in 03871: 8,785 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03871 before you start any project. Rye Beach homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03871 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03871 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 8,785 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rye Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1728,785$1,511,100
Additional Upgrades & Added Features$2158,785$1,888,875
Major Home Updates or Advancements$2588,785$2,266,650

It's important to understand that when you estimate your replacement cost of your home in the 03871 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03871

Best Home & Auto Insurance Agencies in 03871

Housing Demographics for 03871

Population Review for 03871 Zip Code

For the city of Rye Beach, the population within 03871 has increased to over 0 residents in population size. The current population total is 250. We have broken down the population based on race below. In 03871, there are over 118 in male population and 132 females.

PopulationValues
Total Population250
White Population242
Black Population1
Hispanic Population5
Asian Population3
Hawaiian Population0
Indian Population0
Other Population0
Male Population118
Female Population132
Population Estimate0

Household Data for 03871

The average number of homes in 03871 is around 110, there are an average of 2.27 per household. The average house value according to local real estate values is around $1,511,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode110
Persons Per Household2.27
Average House Value$1,511,100
Income Per Household$0
Median Age58.8
Median Age Male53.0
Median Age Female61.9
03871 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeZ
City Alias Abbreviation
Area Code603
CityRye Beach
City Alias NameRYE BEACH
CountyRockingham
County FIPS015
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA148
CBSA14460
CBSA_DIV40484
CBSA_TypeMetro
CBSA_NameBoston-Cambridge-Newton, MA-NH
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees92
Business First Quarter Payroll728
Business Annual Payroll5311
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4552402
CBSA Division Population418366
Congressional District01
Congressional LandArea2463.65
Delivery Residential0
Delivery Business0
Delivery Total479
Preferred Last Line KeyV25689
Classification CodeP
Multi-County
CSA NameBoston-Worcester-Providence, MA-RI-NH
CBSA_DIV_NameRockingham County-Strafford County, NH
City State KeyV25689
Land Area0.555000
Water Area0.003000
City Alias Code
City Mixed CaseRye Beach
City Alias Mixed CaseRye Beach
Box Count317
SFDU0
MFDU0
State ANSI33
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number327260
Unique ZIP Name
SSA State County Code30070
Medicare CBSA Code40484
Medicare CBSA NameRockingham County-Strafford County, NH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseRockingham

New Hampshire Homeowners Insurance News & Information

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    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]