Get multiple home insurance quotes in 03886. Our licensed 03886, NH agents are ready to serve you.

Check Out 03886 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Tamworth, NH.

We will gather some basic information about your home in Tamworth, NH and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of New Hampshire licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 03886 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 03886

We have pulled together a variety of data related to homeowners insurance in New Hampshire. Simply click on one of the links below to learn about the average cost of homeowners insurance in New Hampshire as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Tamworth, NH home insurance quotes in your local city and review the most competitive coverages and premiums.

03886 Homeowners Insurance Rates, Average Rating: medium!

Homeowners insurance policies in 03886 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in New Hampshire is roughly $750. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 03886 homeowners insurance policy!

03886 Home Insurance Average Premiums

Local 03886 homeowners insurance quotes comparison

$500 /yr.

Shows Zip Code: 03886 lowest rates with discounts applied on average.

For the 03886, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$500 /yr.
Average Coverage:$750 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1050 /yr.

What is the average home insurance cost for a home in 03886?

  • • The average homeowners insurance premium paid annually for a home in 03886 is around $750 per year.

What does it cost on average per month for home insurance in 03886?

  • • Homeowners in 03886 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 03886?

  • • Autoowners in 03886 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tamworth area, check out other zip codes nearby 03886.
Review average rates in another zip code:
03886 homeowners insurance rates

Home Replacement Cost Coverage in 03886

Average Building Cost Per Square Foot in 03886: $172

Location: Tamworth, New Hampshire (Carroll County)

Average Square Footage in 03886: 1,110 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 03886 before you start any project. Tamworth homeowners pay on average around $172 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 03886 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 03886 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,110 sq. ft. and the average cost to rebuild the home in this area is around $172 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tamworth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1721,110$191,000
Additional Upgrades & Added Features$2151,110$238,750
Major Home Updates or Advancements$2581,110$286,500

It's important to understand that when you estimate your replacement cost of your home in the 03886 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 03886

Best Home & Auto Insurance Agencies in 03886

Housing Demographics for 03886

Population Review for 03886 Zip Code

For the city of Tamworth, the population within 03886 has increased to over 1,338 residents in population size. The current population total is 1,977. We have broken down the population based on race below. In 03886, there are over 1012 in male population and 965 females.

PopulationValues
Total Population1,977
White Population1870
Black Population2
Hispanic Population20
Asian Population15
Hawaiian Population0
Indian Population5
Other Population25
Male Population1012
Female Population965
Population Estimate1338

Household Data for 03886

The average number of homes in 03886 is around 902, there are an average of 2.19 per household. The average house value according to local real estate values is around $191,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode902
Persons Per Household2.19
Average House Value$191,000
Income Per Household$55841
Median Age50.2
Median Age Male49.0
Median Age Female51.1
03886 DetailsValues
StateNH
State Full NameNew Hampshire
City TypeP
City Alias Abbreviation
Area Code603
CityTamworth
City Alias NameTAMWORTH
CountyCarroll
County FIPS003
State FIPS33
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses76
Number Of Employees354
Business First Quarter Payroll3101
Business Annual Payroll14967
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|02
Congressional LandArea2463.65|6489
Delivery Residential611
Delivery Business47
Delivery Total1637
Preferred Last Line KeyV25756
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV25756
Land Area34.416000
Water Area0.578000
City Alias Code
City Mixed CaseTamworth
City Alias Mixed CaseTamworth
Box Count309
SFDU522
MFDU74
State ANSI33
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number328460
Unique ZIP Name
SSA State County Code30010
Medicare CBSA Code99930
Medicare CBSA NameRural Areas in NH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCarroll

New Hampshire Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]