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Home Insurance Rates in 07031

For homeowners shopping online in 07031, our insurance rates are very competitive for homeowners living in North Arlington, NJ. Many homeowners based out of the great city of North Arlington have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 07031, simply click the "Get Multiple Quotes Now" button. Your 07031 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. North Arlington, NJ Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

07031 Home Insurance Rating is: High!

If you live in 07031, you can easily save up to 40% off the average home insurance premium of $905 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in North Arlington can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 07031 today!

Get Multiple Home Insurance Rates in 07031!

07031 Home Insurance Average Premiums

Local 07031 homeowners insurance quotes comparison

$655 /yr.

Shows Zip Code: 07031 lowest rates with discounts applied on average.

For the 07031, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$655 /yr.
Average Coverage:$905 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1205 /yr.

What is the average home insurance cost for a home in 07031?

  • • The average homeowners insurance premium paid annually for a home in 07031 is around $905 per year.

What does it cost on average per month for home insurance in 07031?

  • • Homeowners in 07031 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 07031?

  • • Autoowners in 07031 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Arlington area, check out other zip codes nearby 07031.
Review average rates in another zip code:
07031 homeowners insurance rates

Home Replacement Cost Coverage in 07031

Average Building Cost Per Square Foot in 07031: $193

Location: North Arlington, New Jersey (Bergen County)

Average Square Footage in 07031: 2,011 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07031 before you start any project. North Arlington homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07031 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07031 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,011 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Arlington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,011$388,100
Additional Upgrades & Added Features$2412,011$485,125
Major Home Updates or Advancements$2902,011$582,150

It's important to understand that when you estimate your replacement cost of your home in the 07031 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07031

Best Home & Auto Insurance Agencies in 07031

Allstate New Jersey Insurance Company - Mario Moyano

Address: 600 Ridge Rd North Arlington, NJ 07031
Phone:
Website: http://www.newyork.citysearch.com/profile/664877880/north_arlington_nj/allstate_new_jersey_insurance_company_mario_moyano.html
Info:

Higgins- Gregory J - State Farm Insurance Agent

Address: 108 Ridge Rd, #9a North Arlington, NJ 07031
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 07031

Population Review for 07031 Zip Code

For the city of North Arlington, the population within 07031 has increased to over 15,419 residents in population size. The current population total is 16,457. We have broken down the population based on race below. In 07031, there are over 7966 in male population and 8491 females.

PopulationValues
Total Population16,457
White Population10296
Black Population312
Hispanic Population5109
Asian Population1205
Hawaiian Population5
Indian Population60
Other Population2126
Male Population7966
Female Population8491
Population Estimate15419

Household Data for 07031

The average number of homes in 07031 is around 6,525, there are an average of 2.52 per household. The average house value according to local real estate values is around $388,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,525
Persons Per Household2.52
Average House Value$388,100
Income Per Household$94012
Median Age41.5
Median Age Male39.9
Median Age Female43.1
07031 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeB
City Alias AbbreviationN ARLINGTON
Area Code201/551
CityNorth Arlington
City Alias NameNORTH ARLINGTON
CountyBergen
County FIPS003
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA0875
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBergen-Passaic, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses301
Number Of Employees2362
Business First Quarter Payroll28690
Business Annual Payroll132752
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District09
Congressional LandArea95.34
Delivery Residential6119
Delivery Business347
Delivery Total7169
Preferred Last Line KeyV11054
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV11054
Land Area2.484000
Water Area0.045000
City Alias Code
City Mixed CaseNorth Arlington
City Alias Mixed CaseNorth Arlington
Box Count117
SFDU5502
MFDU484
State ANSI34
County ANSI003
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number333947
Unique ZIP Name
SSA State County Code31100
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBergen

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]