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Homeowners Insurance in 07033

For homeowners living in 07033, you want more affordable home insurance rates in Kenilworth, right? Our rates are very competitive for homeowners living in the great city of Kenilworth, NJ. Many homeowners living in the 07033 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our New Jersey licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 07033 should appear in the zip code field ready to go. Comparing Kenilworth, NJ Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

07033 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Kenilworth pay around $897 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing New Jersey home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 07033 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Kenilworth homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your New Jersey home insurance premium today!

Get 07033 Homeowners Insurance Rates Now!

07033 Home Insurance Average Premiums

Local 07033 homeowners insurance quotes comparison

$647 /yr.

Shows Zip Code: 07033 lowest rates with discounts applied on average.

For the 07033, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$647 /yr.
Average Coverage:$897 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1197 /yr.

What is the average home insurance cost for a home in 07033?

  • • The average homeowners insurance premium paid annually for a home in 07033 is around $897 per year.

What does it cost on average per month for home insurance in 07033?

  • • Homeowners in 07033 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 07033?

  • • Autoowners in 07033 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kenilworth area, check out other zip codes nearby 07033.
Review average rates in another zip code:
07033 homeowners insurance rates

Home Replacement Cost Coverage in 07033

Average Building Cost Per Square Foot in 07033: $193

Location: Kenilworth, New Jersey (Union County)

Average Square Footage in 07033: 1,993 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07033 before you start any project. Kenilworth homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07033 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07033 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,993 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kenilworth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,993$384,700
Additional Upgrades & Added Features$2411,993$480,875
Major Home Updates or Advancements$2901,993$577,050

It's important to understand that when you estimate your replacement cost of your home in the 07033 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07033

Best Home & Auto Insurance Agencies in 07033

Thomas- Christopher D

Address: 501 Boulevard Kenilworth, NJ 07033
Phone:
Website:
Info:

Housing Demographics for 07033

Population Review for 07033 Zip Code

For the city of Kenilworth, the population within 07033 has increased to over 8,386 residents in population size. The current population total is 8,427. We have broken down the population based on race below. In 07033, there are over 4118 in male population and 4309 females.

PopulationValues
Total Population8,427
White Population5886
Black Population226
Hispanic Population1933
Asian Population446
Hawaiian Population2
Indian Population61
Other Population628
Male Population4118
Female Population4309
Population Estimate8386

Household Data for 07033

The average number of homes in 07033 is around 2,932, there are an average of 2.87 per household. The average house value according to local real estate values is around $384,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,932
Persons Per Household2.87
Average House Value$384,700
Income Per Household$107316
Median Age41.4
Median Age Male39.5
Median Age Female42.8
07033 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code908
CityKenilworth
City Alias NameKENILWORTH
CountyUnion
County FIPS039
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5640
CSA408
CBSA35620
CBSA_DIV35084
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewark, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses422
Number Of Employees7633
Business First Quarter Payroll257454
Business Annual Payroll839205
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2090358
Congressional District10
Congressional LandArea75.92
Delivery Residential2922
Delivery Business494
Delivery Total4083
Preferred Last Line KeyV10719
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNewark, NJ
City State KeyV10719
Land Area2.147000
Water Area0.004000
City Alias Code
City Mixed CaseKenilworth
City Alias Mixed CaseKenilworth
Box Count65
SFDU2911
MFDU3
State ANSI34
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number333975
Unique ZIP Name
SSA State County Code31370
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseUnion

New Jersey Homeowners Insurance News & Information

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    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]