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Quickly Revew Homeowners Insurance in 07059

If you own a home in Warren, NJ you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 07059 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our New Jersey licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 07059 and start comparing rates now.

07059 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 07059 is $912 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 07059 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Warren, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.

07059 Home Insurance Average Premiums

Local 07059 homeowners insurance quotes comparison

$662 /yr.

Shows Zip Code: 07059 lowest rates with discounts applied on average.

For the 07059, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$662 /yr.
Average Coverage:$912 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1212 /yr.

What is the average home insurance cost for a home in 07059?

  • • The average homeowners insurance premium paid annually for a home in 07059 is around $912 per year.

What does it cost on average per month for home insurance in 07059?

  • • Homeowners in 07059 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 07059?

  • • Autoowners in 07059 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Warren area, check out other zip codes nearby 07059.
Review average rates in another zip code:
07059 homeowners insurance rates

Home Replacement Cost Coverage in 07059

Average Building Cost Per Square Foot in 07059: $193

Location: Warren, New Jersey (Somerset County)

Average Square Footage in 07059: 4,055 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07059 before you start any project. Warren homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07059 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07059 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,055 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Warren area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1934,055$782,700
Additional Upgrades & Added Features$2414,055$978,375
Major Home Updates or Advancements$2904,055$1,174,050

It's important to understand that when you estimate your replacement cost of your home in the 07059 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07059

Allstate Insurance - David Rittenhouse

Address: 1 Mountain Blvd. Suite 102 Warren, NJ 07059
Phone: (908)754-3263
Website:

Best Home & Auto Insurance Agencies in 07059

Allstate New Jersey Insurance Company - David Rittenhouse

Address: 1 Mountain Boulevard Warren, NJ 07059
Phone:
Website: http://www.allstateagencies.com/028199?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance - David Rittenhouse

Address: 1 Mountain Blvd, Ste 102 Warren, NJ 07059
Phone:
Website:
Info:

Housing Demographics for 07059

Population Review for 07059 Zip Code

For the city of Warren, the population within 07059 has increased to over 17,640 residents in population size. The current population total is 16,096. We have broken down the population based on race below. In 07059, there are over 7892 in male population and 8204 females.

PopulationValues
Total Population16,096
White Population10870
Black Population284
Hispanic Population1164
Asian Population3342
Hawaiian Population4
Indian Population10
Other Population363
Male Population7892
Female Population8204
Population Estimate17640

Household Data for 07059

The average number of homes in 07059 is around 5,432, there are an average of 2.94 per household. The average house value according to local real estate values is around $782,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,432
Persons Per Household2.94
Average House Value$782,700
Income Per Household$180708
Median Age46.9
Median Age Male46.2
Median Age Female47.5
07059 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeB
City Alias Abbreviation
Area Code908
CityWarren
City Alias NameWARREN
CountySomerset
County FIPS035
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5015
CSA408
CBSA35620
CBSA_DIV29484
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameMiddlesex-Somerset-Hunterdon, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses716
Number Of Employees9503
Business First Quarter Payroll328035
Business Annual Payroll1177134
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2340249
Congressional District07
Congressional LandArea970.19
Delivery Residential6000
Delivery Business484
Delivery Total7469
Preferred Last Line KeyV11671
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameLakewood-New Brunswick, NJ
City State KeyV11671
Land Area19.705000
Water Area0.071000
City Alias Code
City Mixed CaseWarren
City Alias Mixed CaseWarren
Box Count117
SFDU5312
MFDU111
State ANSI34
County ANSI035
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number336690
Unique ZIP Name
SSA State County Code31350
Medicare CBSA Code35154
Medicare CBSA NameNew Brunswick-Lakewood, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSomerset

New Jersey Homeowners Insurance News & Information

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    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]