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Home Insurance in 07067
Our rates are very competitive for homeowners living in the 07067 zip code. Many homeowners based out of Colonia, NJ have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our NJ licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 07067 should appear in the zip code field ready to go.
07067 Average Home Insurance Rates
Are you looking for a standard HO-3 homeowners policy for your single family home in the Colonia area? The average homeowners premium in 07067 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 07067, you can expect to pay around $890 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.
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Get Home Insurance Quotes in 07067
We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of New Jersey. Start your 07067 home insurance shopping today!
07067 Home Insurance Average Premiums
$640 /yr.
Shows Zip Code: 07067 lowest rates with discounts applied on average.
For the 07067, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $640 /yr. |
| Average Coverage: | $890 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1190 /yr. |
What is the average home insurance cost for a home in 07067?
- • The average homeowners insurance premium paid annually for a home in 07067 is around $890 per year.
What does it cost on average per month for home insurance in 07067?
- • Homeowners in 07067 pay a monthly average cost per month around $74.00.
What kind of discount could I get if I combine my home and auto insurance together in 07067?
- • Autoowners in 07067 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Colonia area, check out other zip codes nearby 07067.
Review average rates in another zip code:
07067 homeowners insurance rates
Home Replacement Cost Coverage in 07067
Average Building Cost Per Square Foot in 07067: $193
Location: Colonia, New Jersey (Middlesex County)Average Square Footage in 07067: 1,977 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 07067 before you start any project. Colonia homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07067 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 07067 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,977 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Colonia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $193 | 1,977 | $381,600 |
| Additional Upgrades & Added Features | $241 | 1,977 | $477,000 |
| Major Home Updates or Advancements | $290 | 1,977 | $572,400 |
It's important to understand that when you estimate your replacement cost of your home in the 07067 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 07067
Allstate New Jersey Insurance Company - Sales & Service
Address: 498 Inman Avenue Colonia, NJ 07067Phone: (732)396-3800
Website: www.allstate.com
Best Home & Auto Insurance Agencies in 07067
Beckerman & Company
Address: 430 Lake Ave Colonia, NJ 07067Phone:
Website: http://www.national.citysearch.com/profile/external/6627123/colonia_nj/beckerman_co.html
Info:
Allstate New Jersey Insurance Company - Sales & Service
Address: 498 Inman Ave Colonia, NJ 07067Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
Reynolds- Richard H - State Farm Insurance Agent
Address: 691 Inman Ave Colonia, NJ 07067Phone:
Website:
Info:
Housing Demographics for 07067
Population Review for 07067 Zip Code
For the city of Colonia, the population within 07067 has increased to over 19,173 residents in population size. The current population total is 18,609. We have broken down the population based on race below. In 07067, there are over 9102 in male population and 9507 females.
| Population | Values |
|---|---|
| Total Population | 18,609 |
| White Population | 11982 |
| Black Population | 1036 |
| Hispanic Population | 2551 |
| Asian Population | 3077 |
| Hawaiian Population | 6 |
| Indian Population | 38 |
| Other Population | 760 |
| Male Population | 9102 |
| Female Population | 9507 |
| Population Estimate | 19173 |
Household Data for 07067
The average number of homes in 07067 is around 6,403, there are an average of 2.91 per household. The average house value according to local real estate values is around $381,600. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 6,403 |
| Persons Per Household | 2.91 |
| Average House Value | $381,600 |
| Income Per Household | $109331 |
| Median Age | 42.7 |
| Median Age Male | 41.3 |
| Median Age Female | 44.3 |
| 07067 Details | Values |
|---|---|
| State | NJ |
| State Full Name | New Jersey |
| City Type | B |
| City Alias Abbreviation | |
| Area Code | 732/908/848 |
| City | Colonia |
| City Alias Name | COLONIA |
| County | Middlesex |
| County FIPS | 023 |
| State FIPS | 34 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 5602 |
| PMSA | 5015 |
| CSA | 408 |
| CBSA | 35620 |
| CBSA_DIV | 29484 |
| CBSA_Type | Metro |
| CBSA_Name | New York-Newark-Jersey City, NY-NJ |
| MSA_Name | New York-Northern New Jersey-Long Island, NY-NJ-CT-PA |
| PMSA_Name | Middlesex-Somerset-Hunterdon, NJ PMSA |
| Region | Northeast |
| Division | Middle Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 324 |
| Number Of Employees | 1886 |
| Business First Quarter Payroll | 15126 |
| Business Annual Payroll | 68884 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 18897109 |
| CBSA Division Population | 2340249 |
| Congressional District | 06 |
| Congressional LandArea | 215.55 |
| Delivery Residential | 6589 |
| Delivery Business | 229 |
| Delivery Total | 7280 |
| Preferred Last Line Key | V10289 |
| Classification Code | |
| Multi-County | |
| CSA Name | New York-Newark, NY-NJ-CT-PA |
| CBSA_DIV_Name | Lakewood-New Brunswick, NJ |
| City State Key | V10289 |
| Land Area | 4.029000 |
| Water Area | 0.004000 |
| City Alias Code | |
| City Mixed Case | Colonia |
| City Alias Mixed Case | Colonia |
| Box Count | 64 |
| SFDU | 6099 |
| MFDU | 139 |
| State ANSI | 34 |
| County ANSI | 023 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | B |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 337005 |
| Unique ZIP Name | |
| SSA State County Code | 31270 |
| Medicare CBSA Code | 35154 |
| Medicare CBSA Name | New Brunswick-Lakewood, NJ |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | Middlesex |
New Jersey Homeowners Insurance News & Information
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Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021
On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]
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FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021
A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]