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07088 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 07088 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Vauxhall, NJ quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 07088.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 07088 and start shopping.

Quickly and Easily Compare Average Rates for 07088

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Vauxhall, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 07088

Homeowners in Vauxhall are paying roughly $999 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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07088 Home Insurance Average Premiums

Local 07088 homeowners insurance quotes comparison

$749 /yr.

Shows Zip Code: 07088 lowest rates with discounts applied on average.

For the 07088, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$749 /yr.
Average Coverage:$999 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1299 /yr.

What is the average home insurance cost for a home in 07088?

  • • The average homeowners insurance premium paid annually for a home in 07088 is around $999 per year.

What does it cost on average per month for home insurance in 07088?

  • • Homeowners in 07088 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 07088?

  • • Autoowners in 07088 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vauxhall area, check out other zip codes nearby 07088.
Review average rates in another zip code:
07088 homeowners insurance rates

Home Replacement Cost Coverage in 07088

Average Building Cost Per Square Foot in 07088: $193

Location: Vauxhall, New Jersey (Union County)

Average Square Footage in 07088: 1,479 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07088 before you start any project. Vauxhall homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07088 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07088 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,479 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vauxhall area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,479$285,500
Additional Upgrades & Added Features$2411,479$356,875
Major Home Updates or Advancements$2901,479$428,250

It's important to understand that when you estimate your replacement cost of your home in the 07088 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07088

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Housing Demographics for 07088

Population Review for 07088 Zip Code

For the city of Vauxhall, the population within 07088 has increased to over 3,444 residents in population size. The current population total is 3,580. We have broken down the population based on race below. In 07088, there are over 1674 in male population and 1906 females.

PopulationValues
Total Population3,580
White Population238
Black Population2722
Hispanic Population433
Asian Population128
Hawaiian Population1
Indian Population19
Other Population248
Male Population1674
Female Population1906
Population Estimate3444

Household Data for 07088

The average number of homes in 07088 is around 1,244, there are an average of 2.88 per household. The average house value according to local real estate values is around $285,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,244
Persons Per Household2.88
Average House Value$285,500
Income Per Household$76875
Median Age39.0
Median Age Male36.3
Median Age Female41.4
07088 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code908
CityVauxhall
City Alias NameVAUXHALL
CountyUnion
County FIPS039
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5640
CSA408
CBSA35620
CBSA_DIV35084
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewark, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses87
Number Of Employees1899
Business First Quarter Payroll18432
Business Annual Payroll77944
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2090358
Congressional District10|11
Congressional LandArea75.92|504.97
Delivery Residential1196
Delivery Business123
Delivery Total2094
Preferred Last Line KeyV11623
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNewark, NJ
City State KeyV11623
Land Area0.324000
Water Area0.000000
City Alias Code
City Mixed CaseVauxhall
City Alias Mixed CaseVauxhall
Box Count135
SFDU1085
MFDU23
State ANSI34
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number338640
Unique ZIP Name
SSA State County Code31370
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseUnion

New Jersey Homeowners Insurance News & Information

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  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]