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Quickly Revew Homeowners Insurance in 07094

If you own a home in Secaucus, NJ you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 07094 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our New Jersey licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 07094 and start comparing rates now.

07094 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 07094 is $953 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 07094 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Secaucus, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.

07094 Home Insurance Average Premiums

Local 07094 homeowners insurance quotes comparison

$703 /yr.

Shows Zip Code: 07094 lowest rates with discounts applied on average.

For the 07094, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$703 /yr.
Average Coverage:$953 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1253 /yr.

What is the average home insurance cost for a home in 07094?

  • • The average homeowners insurance premium paid annually for a home in 07094 is around $953 per year.

What does it cost on average per month for home insurance in 07094?

  • • Homeowners in 07094 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 07094?

  • • Autoowners in 07094 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Secaucus area, check out other zip codes nearby 07094.
Review average rates in another zip code:
07094 homeowners insurance rates

Home Replacement Cost Coverage in 07094

Average Building Cost Per Square Foot in 07094: $193

Location: Secaucus, New Jersey (Hudson County)

Average Square Footage in 07094: 2,542 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07094 before you start any project. Secaucus homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07094 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07094 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,542 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Secaucus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,542$490,700
Additional Upgrades & Added Features$2412,542$613,375
Major Home Updates or Advancements$2902,542$736,050

It's important to understand that when you estimate your replacement cost of your home in the 07094 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07094

Allstate Insurance - Robert G Merlo

Address: 700 Plaza Drive Secaucus, NJ 07094
Phone: (201)867-2287
Website:

Best Home & Auto Insurance Agencies in 07094

Allstate Insurance - Robert G Merlo

Address: 700 Plaza Dr Secaucus, NJ 07094
Phone:
Website:
Info:

Twins Jewelry Incorporated

Address: 700 3rd St Secaucus, NJ 07094
Phone:
Website: http://www.newyork.citysearch.com/profile/6646048/secaucus_nj/twins_jewelry_inc.html
Info:

Allstate Insurance Agency

Address: 55 Flanagan Way Secaucus, NJ 07094
Phone:
Website: http://www.allstateagencies.com/007838/Welcome/
Info:

Housing Demographics for 07094

Population Review for 07094 Zip Code

For the city of Secaucus, the population within 07094 has increased to over 21,055 residents in population size. The current population total is 22,181. We have broken down the population based on race below. In 07094, there are over 10816 in male population and 11365 females.

PopulationValues
Total Population22,181
White Population9714
Black Population1042
Hispanic Population4700
Asian Population7210
Hawaiian Population4
Indian Population68
Other Population1906
Male Population10816
Female Population11365
Population Estimate21055

Household Data for 07094

The average number of homes in 07094 is around 8,840, there are an average of 2.46 per household. The average house value according to local real estate values is around $490,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,840
Persons Per Household2.46
Average House Value$490,700
Income Per Household$125246
Median Age37.8
Median Age Male36.8
Median Age Female38.8
07094 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code201/973/908
CitySecaucus
City Alias NameSECAUCUS
CountyHudson
County FIPS017
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA3640
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameJersey City, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses929
Number Of Employees35364
Business First Quarter Payroll718314
Business Annual Payroll2821284
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District09
Congressional LandArea95.34
Delivery Residential8559
Delivery Business923
Delivery Total10063
Preferred Last Line KeyV11374
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV11374
Land Area5.800000
Water Area0.717000
City Alias Code
City Mixed CaseSecaucus
City Alias Mixed CaseSecaucus
Box Count0
SFDU4205
MFDU2265
State ANSI34
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number337660
Unique ZIP Name
SSA State County Code31230
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseHudson

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]