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07440 Home Insurance Rates & Premiums

Did you know there are over 4,414 people living within the 07440 zip code area? There are over 1,641 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 07440.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in New Jersey are on the rise. The estimated average premium is around $876 a year for a standard homeowners insurance policy in Pequannock. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Pequannock, NJ Homeowners Insurance Quotes Online

07440 Home Insurance Average Premiums

Local 07440 homeowners insurance quotes comparison

$626 /yr.

Shows Zip Code: 07440 lowest rates with discounts applied on average.

For the 07440, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$626 /yr.
Average Coverage:$876 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1176 /yr.

What is the average home insurance cost for a home in 07440?

  • • The average homeowners insurance premium paid annually for a home in 07440 is around $876 per year.

What does it cost on average per month for home insurance in 07440?

  • • Homeowners in 07440 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 07440?

  • • Autoowners in 07440 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pequannock area, check out other zip codes nearby 07440.
Review average rates in another zip code:
07440 homeowners insurance rates

Home Replacement Cost Coverage in 07440

Average Building Cost Per Square Foot in 07440: $193

Location: Pequannock, New Jersey (Morris County)

Average Square Footage in 07440: 2,335 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07440 before you start any project. Pequannock homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07440 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07440 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,335 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pequannock area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,335$450,600
Additional Upgrades & Added Features$2412,335$563,250
Major Home Updates or Advancements$2902,335$675,900

It's important to understand that when you estimate your replacement cost of your home in the 07440 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07440

Best Home & Auto Insurance Agencies in 07440

Housing Demographics for 07440

Population Review for 07440 Zip Code

For the city of Pequannock, the population within 07440 has increased to over 4,473 residents in population size. The current population total is 4,414. We have broken down the population based on race below. In 07440, there are over 2071 in male population and 2343 females.

PopulationValues
Total Population4,414
White Population3807
Black Population35
Hispanic Population420
Asian Population107
Hawaiian Population0
Indian Population7
Other Population103
Male Population2071
Female Population2343
Population Estimate4473

Household Data for 07440

The average number of homes in 07440 is around 1,641, there are an average of 2.69 per household. The average house value according to local real estate values is around $450,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,641
Persons Per Household2.69
Average House Value$450,600
Income Per Household$155497
Median Age44.7
Median Age Male42.5
Median Age Female46.5
07440 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code862
CityPequannock
City Alias NamePEQUANNOCK
CountyMorris
County FIPS027
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA5640
CSA408
CBSA35620
CBSA_DIV35084
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewark, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses105
Number Of Employees539
Business First Quarter Payroll5425
Business Annual Payroll24725
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2090358
Congressional District11
Congressional LandArea504.97
Delivery Residential1663
Delivery Business105
Delivery Total1850
Preferred Last Line KeyV11179
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNewark, NJ
City State KeyV11179
Land Area1.548000
Water Area0.172000
City Alias Code
City Mixed CasePequannock
City Alias Mixed CasePequannock
Box Count38
SFDU1411
MFDU140
State ANSI34
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number336555
Unique ZIP Name
SSA State County Code31300
Medicare CBSA Code35084
Medicare CBSA NameNewark, NJ-PA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMorris

New Jersey Homeowners Insurance News & Information

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    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]