07442 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 07442? There are over 4,199 occupied homes in the 07442 area. With a population size of 11,101, it's not uncommon for residence of Pompton Lakes, NJ to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in New Jersey is around $921 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 07442 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Pompton Lakes, NJ Home Insurance Rate Quotes

07442 Home Insurance Average Premiums

Local 07442 homeowners insurance quotes comparison

$671 /yr.

Shows Zip Code: 07442 lowest rates with discounts applied on average.

For the 07442, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$671 /yr.
Average Coverage:	$921 /yr.
2600 sq. ft. or higher (all discounts applied)	$1221 /yr.

What is the average home insurance cost for a home in 07442?

• The average homeowners insurance premium paid annually for a home in 07442 is around $921 per year.

What does it cost on average per month for home insurance in 07442?

• Homeowners in 07442 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 07442?

• Autoowners in 07442 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pompton Lakes area, check out other zip codes nearby 07442.
Review average rates in another zip code:
07442 homeowners insurance rates

Home Replacement Cost Coverage in 07442

Average Building Cost Per Square Foot in 07442: $193

Location: Pompton Lakes, New Jersey (Passaic County)

Average Square Footage in 07442: 1,754 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07442 before you start any project. Pompton Lakes homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07442 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07442 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,754 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pompton Lakes area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$193	1,754	$338,500
Additional Upgrades & Added Features	$241	1,754	$423,125
Major Home Updates or Advancements	$290	1,754	$507,750

Calculate Your Dwelling Coverage in 07442

It's important to understand that when you estimate your replacement cost of your home in the 07442 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 07442

Weiner, Bruce President - BEW Financial Solutions

Address: 201 Wanaque Ave Pompton Lakes, NJ 07442
Phone:
Website: http://www.bewfinancialsolutions.com/
Info:

Lewin Insurance Inc

Address: 191 Hamburg Tpke, #5 Pompton Lakes, NJ 07442
Phone:
Website:
Info:

MCA Insurance Companies

Address: 191 Hamburg Tpke Pompton Lakes, NJ 07442
Phone:
Website:
Info:

Housing Demographics for 07442

Population Review for 07442 Zip Code

For the city of Pompton Lakes, the population within 07442 has increased to over 11,352 residents in population size. The current population total is 11,101. We have broken down the population based on race below. In 07442, there are over 5417 in male population and 5684 females.

Population	Values
Total Population	11,101
White Population	8161
Black Population	215
Hispanic Population	2163
Asian Population	610
Hawaiian Population	2
Indian Population	72
Other Population	950
Male Population	5417
Female Population	5684
Population Estimate	11352

Household Data for 07442

The average number of homes in 07442 is around 4,199, there are an average of 2.64 per household. The average house value according to local real estate values is around $338,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	4,199
Persons Per Household	2.64
Average House Value	$338,500
Income Per Household	$100906
Median Age	41.5
Median Age Male	39.4
Median Age Female	43.6

07442 Details	Values
State	NJ
State Full Name	New Jersey
City Type	P
City Alias Abbreviation
Area Code	862/973
City	Pompton Lakes
City Alias Name	POMPTON LAKES
County	Passaic
County FIPS	031
State FIPS	34
Time Zone	5
Day Light Saving	Y
MSA	5602
PMSA	0875
CSA	408
CBSA	35620
CBSA_DIV	35614
CBSA_Type	Metro
CBSA_Name	New York-Newark-Jersey City, NY-NJ
MSA_Name	New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_Name	Bergen-Passaic, NJ PMSA
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	278
Number Of Employees	1667
Business First Quarter Payroll	14580
Business Annual Payroll	64755
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	18897109
CBSA Division Population	11576251
Congressional District	09
Congressional LandArea	95.34
Delivery Residential	4300
Delivery Business	337
Delivery Total	4832
Preferred Last Line Key	V11224
Classification Code
Multi-County
CSA Name	New York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name	New York-Jersey City-White Plains, NY-NJ
City State Key	V11224
Land Area	2.883000
Water Area	0.274000
City Alias Code
City Mixed Case	Pompton Lakes
City Alias Mixed Case	Pompton Lakes
Box Count	59
SFDU	3287
MFDU	204
State ANSI	34
County ANSI	031
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	336780
Unique ZIP Name
SSA State County Code	31320
Medicare CBSA Code	35614
Medicare CBSA Name	New York-Jersey City-White Plains, NY-NJ
Medicare CBSA Type	Metro
Market Rating Area ID	1
County Mixed Case	Passaic

New Jersey Homeowners Insurance News & Information

Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021
On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]
FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021
A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]

Home Insurance Quotes in 07442!