Get multiple home insurance quotes in 07452. Our licensed 07452, NJ agents are ready to serve you.

07452, NJ Homeowners Insurance Rates

With a population size of 12,133 and with 3,934 occupied homes in the 07452 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Glen Rock, NJ are around $1,081 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Glen Rock, New Jersey. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your New Jersey home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Glen Rock, NJ.

For New Jersey home insurance information, including average Glen Rock home insurance rates, coverage options or the different homeowners insurance types, please select Glen Rock, NJ Home Insurance Quotes Now!

07452 Home Insurance Average Premiums

Local 07452 homeowners insurance quotes comparison

$831 /yr.

Shows Zip Code: 07452 lowest rates with discounts applied on average.

For the 07452, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$831 /yr.
Average Coverage:$1081 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1381 /yr.

What is the average home insurance cost for a home in 07452?

  • • The average homeowners insurance premium paid annually for a home in 07452 is around $1081 per year.

What does it cost on average per month for home insurance in 07452?

  • • Homeowners in 07452 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 07452?

  • • Autoowners in 07452 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glen Rock area, check out other zip codes nearby 07452.
Review average rates in another zip code:
07452 homeowners insurance rates

Home Replacement Cost Coverage in 07452

Average Building Cost Per Square Foot in 07452: $193

Location: Glen Rock, New Jersey (Bergen County)

Average Square Footage in 07452: 3,603 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07452 before you start any project. Glen Rock homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07452 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07452 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,603 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glen Rock area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1933,603$695,300
Additional Upgrades & Added Features$2413,603$869,125
Major Home Updates or Advancements$2903,603$1,042,950

It's important to understand that when you estimate your replacement cost of your home in the 07452 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07452

Best Home & Auto Insurance Agencies in 07452

Bush- James J - State Farm Insurance Agent

Address: 196 Rock Rd Glen Rock, NJ 07452
Phone:
Website:
Info:

Jeffrey Thomas Massaro - Allstate Agent

Address: 236 Rock Rd Glen Rock, NJ 07452
Phone:
Website: http://www.allstateagencies.com/JMassaro/Welcome/
Info:

Housing Demographics for 07452

Population Review for 07452 Zip Code

For the city of Glen Rock, the population within 07452 has increased to over 12,335 residents in population size. The current population total is 12,133. We have broken down the population based on race below. In 07452, there are over 5913 in male population and 6220 females.

PopulationValues
Total Population12,133
White Population9239
Black Population172
Hispanic Population848
Asian Population1628
Hawaiian Population1
Indian Population2
Other Population165
Male Population5913
Female Population6220
Population Estimate12335

Household Data for 07452

The average number of homes in 07452 is around 3,934, there are an average of 3.08 per household. The average house value according to local real estate values is around $695,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,934
Persons Per Household3.08
Average House Value$695,300
Income Per Household$182292
Median Age41.8
Median Age Male41.0
Median Age Female42.7
07452 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeB
City Alias Abbreviation
Area Code201
CityGlen Rock
City Alias NameGLEN ROCK
CountyBergen
County FIPS003
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA0875
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBergen-Passaic, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses344
Number Of Employees2932
Business First Quarter Payroll52989
Business Annual Payroll210306
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District05
Congressional LandArea991.3
Delivery Residential4005
Delivery Business331
Delivery Total4548
Preferred Last Line KeyV10539
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV10539
Land Area2.703000
Water Area0.014000
City Alias Code
City Mixed CaseGlen Rock
City Alias Mixed CaseGlen Rock
Box Count92
SFDU3799
MFDU85
State ANSI34
County ANSI003
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number337170
Unique ZIP Name
SSA State County Code31100
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBergen

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]