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07458 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 07458 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Saddle River, NJ quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 07458.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 07458 and start shopping.

Quickly and Easily Compare Average Rates for 07458

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Saddle River, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 07458

Homeowners in Saddle River are paying roughly $840 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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07458 Home Insurance Average Premiums

Local 07458 homeowners insurance quotes comparison

$590 /yr.

Shows Zip Code: 07458 lowest rates with discounts applied on average.

For the 07458, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$590 /yr.
Average Coverage:$840 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1140 /yr.

What is the average home insurance cost for a home in 07458?

  • • The average homeowners insurance premium paid annually for a home in 07458 is around $840 per year.

What does it cost on average per month for home insurance in 07458?

  • • Homeowners in 07458 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 07458?

  • • Autoowners in 07458 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saddle River area, check out other zip codes nearby 07458.
Review average rates in another zip code:
07458 homeowners insurance rates

Home Replacement Cost Coverage in 07458

Average Building Cost Per Square Foot in 07458: $193

Location: Saddle River, New Jersey (Bergen County)

Average Square Footage in 07458: 5,602 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07458 before you start any project. Saddle River homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07458 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07458 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,602 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saddle River area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1935,602$1,081,100
Additional Upgrades & Added Features$2415,602$1,351,375
Major Home Updates or Advancements$2905,602$1,621,650

It's important to understand that when you estimate your replacement cost of your home in the 07458 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07458

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Housing Demographics for 07458

Population Review for 07458 Zip Code

For the city of Saddle River, the population within 07458 has increased to over 13,263 residents in population size. The current population total is 11,725. We have broken down the population based on race below. In 07458, there are over 5702 in male population and 6023 females.

PopulationValues
Total Population11,725
White Population8849
Black Population199
Hispanic Population760
Asian Population1695
Hawaiian Population3
Indian Population15
Other Population179
Male Population5702
Female Population6023
Population Estimate13263

Household Data for 07458

The average number of homes in 07458 is around 3,904, there are an average of 2.98 per household. The average house value according to local real estate values is around $1,081,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,904
Persons Per Household2.98
Average House Value$1,081,100
Income Per Household$221325
Median Age46.7
Median Age Male46.6
Median Age Female46.8
07458 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code201/551
CitySaddle River
City Alias NameSADDLE RIVER
CountyBergen
County FIPS003
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA0875
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBergen-Passaic, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses325
Number Of Employees3521
Business First Quarter Payroll74174
Business Annual Payroll276665
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District05
Congressional LandArea991.3
Delivery Residential4451
Delivery Business223
Delivery Total5360
Preferred Last Line KeyV11348
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV11348
Land Area10.169000
Water Area0.069000
City Alias Code
City Mixed CaseSaddle River
City Alias Mixed CaseSaddle River
Box Count178
SFDU3695
MFDU91
State ANSI34
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number337500
Unique ZIP Name
SSA State County Code31100
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBergen

New Jersey Homeowners Insurance News & Information

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