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Quickly Revew Homeowners Insurance in 07463

If you own a home in Waldwick, NJ you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 07463 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our New Jersey licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 07463 and start comparing rates now.

07463 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 07463 is $939 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 07463 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Waldwick, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.

07463 Home Insurance Average Premiums

Local 07463 homeowners insurance quotes comparison

$689 /yr.

Shows Zip Code: 07463 lowest rates with discounts applied on average.

For the 07463, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$689 /yr.
Average Coverage:$939 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1239 /yr.

What is the average home insurance cost for a home in 07463?

  • • The average homeowners insurance premium paid annually for a home in 07463 is around $939 per year.

What does it cost on average per month for home insurance in 07463?

  • • Homeowners in 07463 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 07463?

  • • Autoowners in 07463 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Waldwick area, check out other zip codes nearby 07463.
Review average rates in another zip code:
07463 homeowners insurance rates

Home Replacement Cost Coverage in 07463

Average Building Cost Per Square Foot in 07463: $193

Location: Waldwick, New Jersey (Bergen County)

Average Square Footage in 07463: 2,504 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07463 before you start any project. Waldwick homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07463 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07463 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,504 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Waldwick area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1932,504$483,200
Additional Upgrades & Added Features$2412,504$604,000
Major Home Updates or Advancements$2902,504$724,800

It's important to understand that when you estimate your replacement cost of your home in the 07463 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07463

Best Home & Auto Insurance Agencies in 07463

Medical Liability

Address: 36 Franklin Tpke Waldwick, NJ 07463
Phone:
Website:
Info:

Housing Demographics for 07463

Population Review for 07463 Zip Code

For the city of Waldwick, the population within 07463 has increased to over 10,326 residents in population size. The current population total is 10,058. We have broken down the population based on race below. In 07463, there are over 4978 in male population and 5080 females.

PopulationValues
Total Population10,058
White Population8003
Black Population135
Hispanic Population1315
Asian Population646
Hawaiian Population1
Indian Population13
Other Population413
Male Population4978
Female Population5080
Population Estimate10326

Household Data for 07463

The average number of homes in 07463 is around 3,577, there are an average of 2.81 per household. The average house value according to local real estate values is around $483,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,577
Persons Per Household2.81
Average House Value$483,200
Income Per Household$132315
Median Age40.7
Median Age Male38.9
Median Age Female42.3
07463 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code201/551
CityWaldwick
City Alias NameWALDWICK
CountyBergen
County FIPS003
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA0875
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBergen-Passaic, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses283
Number Of Employees2282
Business First Quarter Payroll32202
Business Annual Payroll139986
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District05
Congressional LandArea991.3
Delivery Residential3675
Delivery Business271
Delivery Total5656
Preferred Last Line KeyV11656
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV11656
Land Area2.046000
Water Area0.020000
City Alias Code
City Mixed CaseWaldwick
City Alias Mixed CaseWaldwick
Box Count48
SFDU3410
MFDU126
State ANSI34
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number338730
Unique ZIP Name
SSA State County Code31100
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBergen

New Jersey Homeowners Insurance News & Information

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  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]